Data through September 2026 · updated 2026-11-08 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$210,131+6.1% YoY · prices are rising fast
Market right nowBalanced, leaning sellersFewer homes for sale than last year, 10% have cut their price
Income needed to buy, per year$45,552About 0.9× the local median income ($51,291): affordable for a typical household
Days on market72 daysFaster than a year ago: sellers have the edge
The typical home in Montgomery County, AR is worth $210,131, up 6.1% from a year ago. That is well above what local incomes have historically supported: fair value is about $166,068, so the area is 26.5% overvalued. It is a balanced market, leaning toward sellers: homes take about 72 days to sell, listings are down 16% from a year ago, 10% of listings have had a price cut. A household needs about $45,552 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $51,291. In the latest IRS figures, 13 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$210,131
Change in 1 year
+6.1%
Overvalued %
+26.5%
Show 6 more
Fair home value
$166,068
Change in 5 years
+44.2%
Home value to income
4.1×
Monthly mortgage payment (20% down)
$1,139
Income needed to afford it
$45,552
Property tax rate
0.32%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$909
Market activity
Listings vs a year ago
−16.1%
Days on market
72
Listings with a price cut
9.5%
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Homes for sale
52
Pending sales per 100 listings
21
Asking price per sq ft
$204
People and jobs
Median household income
$51,291
Population change (1 year)
+0.3%
Unemployment rate
5.8%
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Population
8,579
Income adjusted for cost of living
$61,796
Net moves in (IRS)
−13
Cost of living (US = 100)
83.0
Schools, risk and environment
School rating (1 to 10)
6.4
FEMA hazard risk score (0 to 100)
30.7
Flood risk score
48.7
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Wildfire risk score
61.5
Walkability (1 to 20)
4.4
Road, rail and air noise
52 dB
Questions people ask
Is Montgomery County, AR overvalued?
Home prices in Montgomery County, AR are well above what local incomes have historically supported: fair value is about $166,068, so the area is 26.5% overvalued.
Is Montgomery County, AR a buyer's or seller's market?
Montgomery County, AR is a balanced market, leaning toward sellers: homes take about 72 days to sell, listings are down 16% from a year ago, 10% of listings have had a price cut.
Are home prices going down in Montgomery County, AR?
Home values in Montgomery County, AR are up 6.1% over the last year.
How much do you need to earn to buy a home in Montgomery County, AR?
A household needs about $45,552 a year to afford the typical home in Montgomery County, AR at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $51,291.