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Union County, AR housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$125,218−1.1% YoY · prices are falling
Market right nowBuyer's marketMore homes for sale than last year, 7% have cut their price
Income needed to buy, per year$27,145About 0.5× the local median income ($58,585): affordable for a typical household
Days on market78 daysSlower than a year ago: buyers have time to negotiate

The typical home in Union County, AR is worth $125,218, down 1.1% from a year ago. That is well below what local incomes have historically supported: fair value is about $155,652, so the area is 19.6% undervalued. It is a buyer's market: homes take about 78 days to sell, listings are up 44% from a year ago, 7% of listings have had a price cut. A household needs about $27,145 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $58,585. In the latest IRS figures, 222 more people moved out than in.

Home value over time

$0K$50K$100K$150K1990200020102020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$125,218
Change in 1 year−1.1%
Overvalued %−19.6%
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Fair home value$155,652
Change in 5 years−5.7%
Home value to income2.1×
Monthly mortgage payment (20% down)$679
Income needed to afford it$27,145
Property tax rate0.57%

Rent and investing

HUD Fair Market Rent, 2 bedrooms$962

Market activity

Listings vs a year ago+44.4%
Days on market78
Listings with a price cut7.4%
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Homes for sale117
Pending sales per 100 listings21
Asking price per sq ft$112

People and jobs

Median household income$58,585
Population change (1 year)−0.5%
Unemployment rate5.5%
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Population36,926
Income adjusted for cost of living$70,584
Net moves in (IRS)−222
Cost of living (US = 100)83.0

Schools, risk and environment

School rating (1 to 10)5.2
FEMA hazard risk score (0 to 100)53.9
Unhealthy air days a year0
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Flood risk score51.2
Wildfire risk score27.9
Walkability (1 to 20)5.9
Road, rail and air noise53 dB

Questions people ask

Is Union County, AR overvalued?
Home prices in Union County, AR are well below what local incomes have historically supported: fair value is about $155,652, so the area is 19.6% undervalued.
Is Union County, AR a buyer's or seller's market?
Union County, AR is a buyer's market: homes take about 78 days to sell, listings are up 44% from a year ago, 7% of listings have had a price cut.
Are home prices going down in Union County, AR?
Home values in Union County, AR are down 1.1% over the last year.
How much do you need to earn to buy a home in Union County, AR?
A household needs about $27,145 a year to afford the typical home in Union County, AR at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $58,585.

Nearby and similar counties

ZIP codes in Union County (open on the map)

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