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Lincoln County, AR housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$127,199+9.0% YoY · prices are rising fast
Market right nowBuyer's marketMore homes for sale than last year, 30% have cut their price
Income needed to buy, per year$27,574About 0.5× the local median income ($54,158): affordable for a typical household
Days on market65 daysSlower than a year ago: buyers have time to negotiate

The typical home in Lincoln County, AR is worth $127,199, up 9.0% from a year ago. That is slightly below what local incomes have historically supported: fair value is about $132,681, so the area is 4.1% undervalued. It is a buyer's market: homes take about 65 days to sell, listings are up 31% from a year ago, 30% of listings have had a price cut. A household needs about $27,574 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $54,158. In the latest IRS figures, 45 more people moved out than in.

Home value over time

$0K$25K$50K$75K$100K$125K2005201020152020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$127,199
Change in 1 year+9.0%
Overvalued %−4.1%
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Fair home value$132,681
Change in 5 years+7.8%
Home value to income2.3×
Monthly mortgage payment (20% down)$689
Income needed to afford it$27,574
Property tax rate0.52%

Rent and investing

HUD Fair Market Rent, 2 bedrooms$909

Market activity

Listings vs a year ago+30.8%
Days on market65
Listings with a price cut29.6%
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Homes for sale17
Pending sales per 100 listings6
Asking price per sq ft$87

People and jobs

Median household income$54,158
Population change (1 year)−0.8%
Unemployment rate2.7%
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Population12,764
Income adjusted for cost of living$65,251
Net moves in (IRS)−45
Cost of living (US = 100)83.0

Schools, risk and environment

School rating (1 to 10)2.4
FEMA hazard risk score (0 to 100)29.8
Flood risk score24.4
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Wildfire risk score16.7
Walkability (1 to 20)4.5
Road, rail and air noise53 dB

Questions people ask

Is Lincoln County, AR overvalued?
Home prices in Lincoln County, AR are slightly below what local incomes have historically supported: fair value is about $132,681, so the area is 4.1% undervalued.
Is Lincoln County, AR a buyer's or seller's market?
Lincoln County, AR is a buyer's market: homes take about 65 days to sell, listings are up 31% from a year ago, 30% of listings have had a price cut.
Are home prices going down in Lincoln County, AR?
Home values in Lincoln County, AR are up 9.0% over the last year.
How much do you need to earn to buy a home in Lincoln County, AR?
A household needs about $27,574 a year to afford the typical home in Lincoln County, AR at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $54,158.

Nearby and similar counties

ZIP codes in Lincoln County (open on the map)

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