Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$77,401−2.1% YoY · prices are falling
Market right nowBuyer's marketMore homes for sale than last year, 14% have cut their price
Income needed to buy, per year$16,779About 0.4× the local median income ($44,215): affordable for a typical household
Days on market103 daysSlower than a year ago: buyers have time to negotiate
The typical home in Saint Francis County, AR is worth $77,401, down 2.1% from a year ago. That is well below what local incomes have historically supported: fair value is about $105,208, so the area is 26.4% undervalued. It is a buyer's market: homes take about 103 days to sell, listings are up 43% from a year ago, 14% of listings have had a price cut. A household needs about $16,779 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $44,215. In the latest IRS figures, 250 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$77,401
Change in 1 year
−2.1%
Overvalued %
−26.4%
Show 6 more
Fair home value
$105,208
Change in 5 years
−6.9%
Home value to income
1.8×
Monthly mortgage payment (20% down)
$419
Income needed to afford it
$16,779
Property tax rate
0.47%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$944
Market activity
Listings vs a year ago
+43.3%
Days on market
103
Listings with a price cut
14.5%
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Homes for sale
43
Pending sales per 100 listings
30
Asking price per sq ft
$84
People and jobs
Median household income
$44,215
Population change (1 year)
−0.6%
Unemployment rate
9.2%
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Population
21,800
Income adjusted for cost of living
$53,271
Net moves in (IRS)
−250
Cost of living (US = 100)
83.0
Schools, risk and environment
School rating (1 to 10)
3.0
FEMA hazard risk score (0 to 100)
74.7
Flood risk score
41.2
Show 3 more
Wildfire risk score
27.1
Walkability (1 to 20)
4.9
Road, rail and air noise
53 dB
Questions people ask
Is Saint Francis County, AR overvalued?
Home prices in Saint Francis County, AR are well below what local incomes have historically supported: fair value is about $105,208, so the area is 26.4% undervalued.
Is Saint Francis County, AR a buyer's or seller's market?
Saint Francis County, AR is a buyer's market: homes take about 103 days to sell, listings are up 43% from a year ago, 14% of listings have had a price cut.
Are home prices going down in Saint Francis County, AR?
Home values in Saint Francis County, AR are down 2.1% over the last year.
How much do you need to earn to buy a home in Saint Francis County, AR?
A household needs about $16,779 a year to afford the typical home in Saint Francis County, AR at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $44,215.