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Jefferson County, AR housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$81,305−3.7% YoY · prices are falling fast
Market right nowBuyer's marketMore homes for sale than last year, 13% have cut their price
Income needed to buy, per year$17,625About 0.3× the local median income ($51,205): affordable for a typical household
Days on market73 daysFaster than a year ago: sellers have the edge

The typical home in Jefferson County, AR is worth $81,305, down 3.7% from a year ago. That is well below what local incomes have historically supported: fair value is about $90,307, so the area is 10.0% undervalued. It is a buyer's market: homes take about 73 days to sell, listings are up 16% from a year ago, 13% of listings have had a price cut. A household needs about $17,625 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $51,205. Typical rent is $840 a month. In the latest IRS figures, 340 more people moved out than in.

Home value over time

$0K$10K$20K$30K$40K$50K$60K$70K$80K$90K19801990200020102020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$81,305
Change in 1 year−3.7%
Overvalued %−10.0%
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Fair home value$90,307
Change in 5 years−2.0%
Home value to income1.6×
Monthly mortgage payment (20% down)$441
Income needed to afford it$17,625
Property tax rate0.66%

Rent and investing

Typical rent$840
Price-to-rent ratio8.1×
HUD Fair Market Rent, 2 bedrooms$955
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Gross rental yield12.40%
Cap rate (estimate)8.06%

Market activity

Listings vs a year ago+15.5%
Days on market73
Listings with a price cut13.3%
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Homes for sale253
Pending sales per 100 listings20
Asking price per sq ft$87

People and jobs

Median household income$51,205
Population change (1 year)−1.0%
Unemployment rate8.1%
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Population62,987
Income adjusted for cost of living$61,693
Net moves in (IRS)−340
Cost of living (US = 100)83.0

Schools, risk and environment

School rating (1 to 10)3.7
FEMA hazard risk score (0 to 100)85.2
Flood risk score78.2
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Wildfire risk score57.6
Walkability (1 to 20)6.2
Road, rail and air noise52 dB

Questions people ask

Is Jefferson County, AR overvalued?
Home prices in Jefferson County, AR are well below what local incomes have historically supported: fair value is about $90,307, so the area is 10.0% undervalued.
Is Jefferson County, AR a buyer's or seller's market?
Jefferson County, AR is a buyer's market: homes take about 73 days to sell, listings are up 16% from a year ago, 13% of listings have had a price cut.
Are home prices going down in Jefferson County, AR?
Home values in Jefferson County, AR are down 3.7% over the last year.
How much do you need to earn to buy a home in Jefferson County, AR?
A household needs about $17,625 a year to afford the typical home in Jefferson County, AR at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $51,205.

Nearby and similar counties

ZIP codes in Jefferson County (open on the map)

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