Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$164,160+2.1% YoY · prices are rising
Market right nowBalanced, leaning sellersFewer homes for sale than last year, 0% have cut their price
Income needed to buy, per year$35,586About 0.7× the local median income ($50,330): affordable for a typical household
Days on market102 daysSlower than a year ago: buyers have time to negotiate
The typical home in Howard County, AR is worth $164,160, up 2.1% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $149,755, so the area is 9.6% overvalued. It is a balanced market, leaning toward sellers: homes take about 102 days to sell, listings are down 29% from a year ago, 0% of listings have had a price cut. A household needs about $35,586 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $50,330. In the latest IRS figures, 3 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$164,160
Change in 1 year
+2.1%
Overvalued %
+9.6%
Show 6 more
Fair home value
$149,755
Change in 5 years
+11.8%
Home value to income
3.3×
Monthly mortgage payment (20% down)
$890
Income needed to afford it
$35,586
Property tax rate
0.41%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$909
Market activity
Listings vs a year ago
−28.6%
Days on market
102
Listings with a price cut
0.0%
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Homes for sale
35
Pending sales per 100 listings
26
Asking price per sq ft
$117
People and jobs
Median household income
$50,330
Population change (1 year)
−1.5%
Unemployment rate
5.4%
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Population
12,306
Income adjusted for cost of living
$60,639
Net moves in (IRS)
−3
Cost of living (US = 100)
83.0
Schools, risk and environment
School rating (1 to 10)
5.1
FEMA hazard risk score (0 to 100)
48.5
Flood risk score
52.1
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Wildfire risk score
45.7
Walkability (1 to 20)
5.9
Road, rail and air noise
53 dB
Questions people ask
Is Howard County, AR overvalued?
Home prices in Howard County, AR are slightly above what local incomes have historically supported: fair value is about $149,755, so the area is 9.6% overvalued.
Is Howard County, AR a buyer's or seller's market?
Howard County, AR is a balanced market, leaning toward sellers: homes take about 102 days to sell, listings are down 29% from a year ago, 0% of listings have had a price cut.
Are home prices going down in Howard County, AR?
Home values in Howard County, AR are up 2.1% over the last year.
How much do you need to earn to buy a home in Howard County, AR?
A household needs about $35,586 a year to afford the typical home in Howard County, AR at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $50,330.