Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$148,304+7.3% YoY · prices are rising fast
Market right nowBalanced, leaning buyersMore homes for sale than last year, 12% have cut their price
Income needed to buy, per year$32,149About 0.6× the local median income ($54,428): affordable for a typical household
Days on market86 daysAbout the same pace as a year ago
The typical home in Cross County, AR is worth $148,304, up 7.3% from a year ago. That is slightly below what local incomes have historically supported: fair value is about $156,842, so the area is 5.4% undervalued. It is a balanced market, leaning toward buyers: homes take about 86 days to sell, listings are up 17% from a year ago, 12% of listings have had a price cut. A household needs about $32,149 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $54,428. In the latest IRS figures, 164 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$148,304
Change in 1 year
+7.3%
Overvalued %
−5.4%
Show 6 more
Fair home value
$156,842
Change in 5 years
+15.0%
Home value to income
2.7×
Monthly mortgage payment (20% down)
$804
Income needed to afford it
$32,149
Property tax rate
0.51%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$909
Market activity
Listings vs a year ago
+17.2%
Days on market
86
Listings with a price cut
12.5%
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Homes for sale
68
Pending sales per 100 listings
21
Asking price per sq ft
$117
People and jobs
Median household income
$54,428
Population change (1 year)
−0.7%
Unemployment rate
10.7%
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Population
16,186
Income adjusted for cost of living
$65,576
Net moves in (IRS)
−164
Cost of living (US = 100)
83.0
Schools, risk and environment
School rating (1 to 10)
6.2
FEMA hazard risk score (0 to 100)
64.9
Flood risk score
39.3
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Wildfire risk score
12.5
Walkability (1 to 20)
5.8
Road, rail and air noise
52 dB
Questions people ask
Is Cross County, AR overvalued?
Home prices in Cross County, AR are slightly below what local incomes have historically supported: fair value is about $156,842, so the area is 5.4% undervalued.
Is Cross County, AR a buyer's or seller's market?
Cross County, AR is a balanced market, leaning toward buyers: homes take about 86 days to sell, listings are up 17% from a year ago, 12% of listings have had a price cut.
Are home prices going down in Cross County, AR?
Home values in Cross County, AR are up 7.3% over the last year.
How much do you need to earn to buy a home in Cross County, AR?
A household needs about $32,149 a year to afford the typical home in Cross County, AR at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $54,428.