Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$93,486−7.2% YoY · prices are falling fast
Market right nowBalanced, leaning buyersFewer homes for sale than last year, 24% have cut their price
Income needed to buy, per year$20,266About 0.5× the local median income ($36,855): affordable for a typical household
Days on market116 daysSlower than a year ago: buyers have time to negotiate
The typical home in Sumter County, AL is worth $93,486, down 7.2% from a year ago. That is well below what local incomes have historically supported: fair value is about $115,528, so the area is 19.1% undervalued. It is a balanced market, leaning toward buyers: homes take about 116 days to sell, listings are down 28% from a year ago, 24% of listings have had a price cut. A household needs about $20,266 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $36,855. In the latest IRS figures, 66 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$93,486
Change in 1 year
−7.2%
Overvalued %
−19.1%
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Fair home value
$115,528
Change in 5 years
−9.9%
Home value to income
2.5×
Monthly mortgage payment (20% down)
$507
Income needed to afford it
$20,266
Property tax rate
0.43%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$921
Market activity
Listings vs a year ago
−27.8%
Days on market
116
Listings with a price cut
23.5%
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Homes for sale
13
Pending sales per 100 listings
38
Asking price per sq ft
$83
People and jobs
Median household income
$36,855
Population change (1 year)
−0.4%
Unemployment rate
12.1%
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Population
11,588
Income adjusted for cost of living
$44,297
Net moves in (IRS)
−66
Cost of living (US = 100)
83.2
Schools, risk and environment
School rating (1 to 10)
3.0
FEMA hazard risk score (0 to 100)
53.0
Unhealthy air days a year
0
Show 4 more
Flood risk score
54.8
Wildfire risk score
34.4
Walkability (1 to 20)
4.7
Road, rail and air noise
53 dB
Questions people ask
Is Sumter County, AL overvalued?
Home prices in Sumter County, AL are well below what local incomes have historically supported: fair value is about $115,528, so the area is 19.1% undervalued.
Is Sumter County, AL a buyer's or seller's market?
Sumter County, AL is a balanced market, leaning toward buyers: homes take about 116 days to sell, listings are down 28% from a year ago, 24% of listings have had a price cut.
Are home prices going down in Sumter County, AL?
Home values in Sumter County, AL are down 7.2% over the last year.
How much do you need to earn to buy a home in Sumter County, AL?
A household needs about $20,266 a year to afford the typical home in Sumter County, AL at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $36,855.