Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$113,788−5.9% YoY · prices are falling fast
Market right nowBuyer's marketMore homes for sale than last year, 19% have cut their price
Income needed to buy, per year$24,667About 0.5× the local median income ($49,024): affordable for a typical household
Days on market159 daysSlower than a year ago: buyers have time to negotiate
The typical home in Choctaw County, AL is worth $113,788, down 5.9% from a year ago. It is a buyer's market: homes take about 159 days to sell, listings are up 25% from a year ago, 19% of listings have had a price cut. A household needs about $24,667 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $49,024. In the latest IRS figures, 97 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$113,788
Change in 1 year
−5.9%
Home value to income
2.3×
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Monthly mortgage payment (20% down)
$617
Income needed to afford it
$24,667
Property tax rate
0.17%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$921
Market activity
Listings vs a year ago
+25.0%
Days on market
159
Listings with a price cut
19.1%
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Homes for sale
20
Pending sales per 100 listings
5
Asking price per sq ft
$88
People and jobs
Median household income
$49,024
Population change (1 year)
−1.5%
Unemployment rate
5.0%
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Population
11,904
Income adjusted for cost of living
$58,923
Net moves in (IRS)
−97
Cost of living (US = 100)
83.2
Schools, risk and environment
School rating (1 to 10)
2.9
FEMA hazard risk score (0 to 100)
70.6
Flood risk score
73.5
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Wildfire risk score
52.4
Walkability (1 to 20)
3.9
Road, rail and air noise
54 dB
Questions people ask
Is Choctaw County, AL a buyer's or seller's market?
Choctaw County, AL is a buyer's market: homes take about 159 days to sell, listings are up 25% from a year ago, 19% of listings have had a price cut.
Are home prices going down in Choctaw County, AL?
Home values in Choctaw County, AL are down 5.9% over the last year.
How much do you need to earn to buy a home in Choctaw County, AL?
A household needs about $24,667 a year to afford the typical home in Choctaw County, AL at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $49,024.