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Cleburne County, AL housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$232,870+6.4% YoY · prices are rising fast
Market right nowBalanced, leaning buyersMore homes for sale than last year, 15% have cut their price
Income needed to buy, per year$50,481About 0.8× the local median income ($62,370): affordable for a typical household
Days on market80 daysSlower than a year ago: buyers have time to negotiate

The typical home in Cleburne County, AL is worth $232,870, up 6.4% from a year ago. That is well above what local incomes have historically supported: fair value is about $205,036, so the area is 13.6% overvalued. It is a balanced market, leaning toward buyers: homes take about 80 days to sell, listings are up 88% from a year ago, 15% of listings have had a price cut. A household needs about $50,481 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $62,370. In the latest IRS figures, 154 more people moved in than out.

Home value over time

$0K$50K$100K$150K$200K200020052010201520202025
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$232,870
Change in 1 year+6.4%
Overvalued %+13.6%
Show 6 more
Fair home value$205,036
Change in 5 years+22.4%
Home value to income3.7×
Monthly mortgage payment (20% down)$1,262
Income needed to afford it$50,481
Property tax rate0.29%

Rent and investing

HUD Fair Market Rent, 2 bedrooms$1,004

Market activity

Listings vs a year ago+88.0%
Days on market80
Listings with a price cut15.2%
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Homes for sale47
Pending sales per 100 listings23
Asking price per sq ft$174

People and jobs

Median household income$62,370
Population change (1 year)+0.8%
Unemployment rate2.6%
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Population15,970
Income adjusted for cost of living$74,964
Net moves in (IRS)+154
Cost of living (US = 100)83.2

Schools, risk and environment

School rating (1 to 10)7.4
FEMA hazard risk score (0 to 100)27.5
Flood risk score37.2
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Wildfire risk score67.3
Walkability (1 to 20)4.6
Road, rail and air noise54 dB

Questions people ask

Is Cleburne County, AL overvalued?
Home prices in Cleburne County, AL are well above what local incomes have historically supported: fair value is about $205,036, so the area is 13.6% overvalued.
Is Cleburne County, AL a buyer's or seller's market?
Cleburne County, AL is a balanced market, leaning toward buyers: homes take about 80 days to sell, listings are up 88% from a year ago, 15% of listings have had a price cut.
Are home prices going down in Cleburne County, AL?
Home values in Cleburne County, AL are up 6.4% over the last year.
How much do you need to earn to buy a home in Cleburne County, AL?
A household needs about $50,481 a year to afford the typical home in Cleburne County, AL at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $62,370.

Nearby and similar counties

ZIP codes in Cleburne County (open on the map)

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