Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$371,447+0.1% YoY · prices are flat
Market right nowBalanced, leaning sellersFewer homes for sale than last year, 16% have cut their price
Income needed to buy, per year$80,522About 1.0× the local median income ($82,519): affordable for a typical household
Days on market92 daysAbout the same pace as a year ago
Next 12 months+1.9%Zillow expects prices to rise slightly
The typical home in Baldwin County, AL is worth $371,447, about the same as a year ago. That is slightly above what local incomes have historically supported: fair value is about $367,039, so the area is 1.2% overvalued. It is a balanced market, leaning toward sellers: homes take about 92 days to sell, listings are down 10% from a year ago, 16% of listings have had a price cut. Zillow expects prices to rise about 1.9% over the next year. A household needs about $80,522 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $82,519. Typical rent is $1,701 a month, or $2,092 for a house. In the latest IRS figures, 4,662 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$371,447
Change in 1 year
+0.1%
Overvalued %
+1.2%
Show 7 more
Fair home value
$367,039
Change in 5 years
+16.5%
Zillow forecast, next 12 months
+1.9%
Home value to income
4.5×
Monthly mortgage payment (20% down)
$2,013
Income needed to afford it
$80,522
Property tax rate
0.30%
Rent and investing
Typical rent
$1,701
Typical rent for houses
$2,092
Price-to-rent ratio
18.2×
Show 3 more
HUD Fair Market Rent, 2 bedrooms
$1,434
Gross rental yield
5.49%
Cap rate (estimate)
3.57%
Market activity
Listings vs a year ago
−10.4%
Days on market
92
Listings with a price cut
15.5%
Show 3 more
Homes for sale
2,746
Pending sales per 100 listings
26
Asking price per sq ft
$325
People and jobs
Median household income
$82,519
Population change (1 year)
+2.3%
Unemployment rate
3.0%
Show 4 more
Population
267,761
Income adjusted for cost of living
$87,137
Net moves in (IRS)
+4,662
Cost of living (US = 100)
94.7
Schools, risk and environment
School rating (1 to 10)
7.2
FEMA hazard risk score (0 to 100)
96.7
Unhealthy air days a year
0
Show 4 more
Flood risk score
92.2
Wildfire risk score
90.8
Walkability (1 to 20)
6.8
Road, rail and air noise
54 dB
Questions people ask
Is Baldwin County, AL overvalued?
Home prices in Baldwin County, AL are slightly above what local incomes have historically supported: fair value is about $367,039, so the area is 1.2% overvalued.
Is Baldwin County, AL a buyer's or seller's market?
Baldwin County, AL is a balanced market, leaning toward sellers: homes take about 92 days to sell, listings are down 10% from a year ago, 16% of listings have had a price cut.
Are home prices going down in Baldwin County, AL?
Home values in Baldwin County, AL are up 0.1% over the last year. Zillow's forecast for the next 12 months is +1.9%.
How much do you need to earn to buy a home in Baldwin County, AL?
A household needs about $80,522 a year to afford the typical home in Baldwin County, AL at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $82,519.