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Yuma, AZ housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$276,761+0.4% YoY · prices are flat
Market right nowBalanced marketMore homes for sale than last year, 10% have cut their price
Income needed to buy, per year$59,996About 0.9× the local median income ($64,906): affordable for a typical household
Days on market71 daysSlower than a year ago: buyers have time to negotiate
Next 12 months+0.9%Zillow expects prices to rise slightly

The typical home in Yuma, AZ is worth $276,761, about the same as a year ago. That is slightly above what local incomes have historically supported: fair value is about $266,615, so the area is 3.8% overvalued. It is a balanced market: homes take about 71 days to sell, listings are up 10% from a year ago, 10% of listings have had a price cut. Zillow expects prices to rise about 0.9% over the next year. A household needs about $59,996 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $64,906. Typical rent is $1,424 a month, or $1,639 for a house. In the latest IRS figures, 265 more people moved in than out.

Home value over time

$0K$50K$100K$150K$200K$250K19801990200020102020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$276,761
Change in 1 year+0.4%
Overvalued %+3.8%
Show 7 more
Fair home value$266,615
Change in 5 years+26.3%
Zillow forecast, next 12 months+0.9%
Home value to income4.3×
Monthly mortgage payment (20% down)$1,500
Income needed to afford it$59,996
Property tax rate0.61%

Rent and investing

Typical rent$1,424
Typical rent for houses$1,639
Price-to-rent ratio16.2×
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HUD Fair Market Rent, 2 bedrooms$1,244
Gross rental yield6.18%
Cap rate (estimate)4.01%

Market activity

Listings vs a year ago+10.1%
Days on market71
Listings with a price cut9.7%
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Homes for sale688
Pending sales per 100 listings41
Asking price per sq ft$229

People and jobs

Median household income$64,906
Population change (1 year)+1.4%
Unemployment rate6.9%
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Population224,449
Income adjusted for cost of living$70,017
Net moves in (IRS)+265
Cost of living (US = 100)92.7

Schools, risk and environment

School rating (1 to 10)5.1
FEMA hazard risk score (0 to 100)92.6
Unhealthy air days a year7
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Flood risk score91.0
Wildfire risk score59.2
Walkability (1 to 20)9.9
Road, rail and air noise53 dB

Questions people ask

Is Yuma, AZ overvalued?
Home prices in Yuma, AZ are slightly above what local incomes have historically supported: fair value is about $266,615, so the area is 3.8% overvalued.
Is Yuma, AZ a buyer's or seller's market?
Yuma, AZ is a balanced market: homes take about 71 days to sell, listings are up 10% from a year ago, 10% of listings have had a price cut.
Are home prices going down in Yuma, AZ?
Home values in Yuma, AZ are up 0.4% over the last year. Zillow's forecast for the next 12 months is +0.9%.
How much do you need to earn to buy a home in Yuma, AZ?
A household needs about $59,996 a year to afford the typical home in Yuma, AZ at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $64,906.

Counties in this metro

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