Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$982,110−2.9% YoY · prices are falling
Market right nowBuyer's marketMore homes for sale than last year, 13% have cut their price
Income needed to buy, per year$212,901About 2.2× the local median income ($98,820): hard to afford
Days on market121 daysSlower than a year ago: buyers have time to negotiate
Next 12 months−2.7%Zillow expects prices to dip slightly
The typical home in Kahului-Wailuku, HI is worth $982,110, down 2.9% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $949,259, so the area is 3.5% overvalued. It is a buyer's market: homes take about 121 days to sell, listings are up 4% from a year ago, 13% of listings have had a price cut. Zillow expects prices to fall about 2.7% over the next year. A household needs about $212,901 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $98,820. Typical rent is $3,208 a month, or $3,901 for a house. In the latest IRS figures, 1,283 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$982,110
Change in 1 year
−2.9%
Overvalued %
+3.5%
Show 7 more
Fair home value
$949,259
Change in 5 years
+18.8%
Zillow forecast, next 12 months
−2.7%
Home value to income
9.9×
Monthly mortgage payment (20% down)
$5,323
Income needed to afford it
$212,901
Property tax rate
0.16%
Rent and investing
Typical rent
$3,208
Typical rent for houses
$3,901
Price-to-rent ratio
25.5×
Show 3 more
HUD Fair Market Rent, 2 bedrooms
$2,656
Gross rental yield
3.92%
Cap rate (estimate)
2.55%
Market activity
Listings vs a year ago
+4.1%
Days on market
121
Listings with a price cut
12.8%
Show 3 more
Homes for sale
1,342
Pending sales per 100 listings
13
Asking price per sq ft
$885
People and jobs
Median household income
$98,820
Population change (1 year)
−1.0%
Unemployment rate
5.5%
Show 4 more
Population
160,674
Income adjusted for cost of living
$90,329
Net moves in (IRS)
−1,283
Cost of living (US = 100)
109.4
Schools, risk and environment
School rating (1 to 10)
4.7
FEMA hazard risk score (0 to 100)
93.1
Unhealthy air days a year
0
Show 4 more
Flood risk score
93.7
Wildfire risk score
95.3
Walkability (1 to 20)
6.9
Road, rail and air noise
54 dB
Questions people ask
Is Kahului-Wailuku, HI overvalued?
Home prices in Kahului-Wailuku, HI are slightly above what local incomes have historically supported: fair value is about $949,259, so the area is 3.5% overvalued.
Is Kahului-Wailuku, HI a buyer's or seller's market?
Kahului-Wailuku, HI is a buyer's market: homes take about 121 days to sell, listings are up 4% from a year ago, 13% of listings have had a price cut.
Are home prices going down in Kahului-Wailuku, HI?
Home values in Kahului-Wailuku, HI are down 2.9% over the last year. Zillow's forecast for the next 12 months is −2.7%.
How much do you need to earn to buy a home in Kahului-Wailuku, HI?
A household needs about $212,901 a year to afford the typical home in Kahului-Wailuku, HI at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $98,820.