Data through September 2026 · updated 2026-11-08 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$124,303+3.5% YoY · prices are rising fast
Market right nowBalanced, leaning buyersMore homes for sale than last year, 20% have cut their price
Income needed to buy, per year$26,946About 0.4× the local median income ($61,223): affordable for a typical household
Days on market57 daysSlower than a year ago: buyers have time to negotiate
Next 12 months+1.5%Zillow expects prices to rise slightly
The typical home in Johnstown, PA is worth $124,303, up 3.5% from a year ago. That is well below what local incomes have historically supported: fair value is about $174,770, so the area is 28.9% undervalued. It is a balanced market, leaning toward buyers: homes take about 57 days to sell, listings are up 14% from a year ago, 20% of listings have had a price cut. Zillow expects prices to rise about 1.5% over the next year. A household needs about $26,946 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $61,223. Typical rent is $886 a month, or $984 for a house. In the latest IRS figures, 12 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$124,303
Change in 1 year
+3.5%
Overvalued %
−28.9%
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Fair home value
$174,770
Change in 5 years
−13.0%
Zillow forecast, next 12 months
+1.5%
Home value to income
2.0×
Monthly mortgage payment (20% down)
$674
Income needed to afford it
$26,946
Property tax rate
1.23%
Rent and investing
Typical rent
$886
Typical rent for houses
$984
Price-to-rent ratio
11.7×
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HUD Fair Market Rent, 2 bedrooms
$1,014
Gross rental yield
8.55%
Cap rate (estimate)
5.56%
Market activity
Listings vs a year ago
+14.4%
Days on market
57
Listings with a price cut
20.4%
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Homes for sale
246
Pending sales per 100 listings
60
Asking price per sq ft
$76
People and jobs
Median household income
$61,223
Population change (1 year)
−0.7%
Unemployment rate
4.7%
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Population
128,968
Income adjusted for cost of living
$71,272
Net moves in (IRS)
−12
Cost of living (US = 100)
85.9
Schools, risk and environment
School rating (1 to 10)
5.2
FEMA hazard risk score (0 to 100)
76.4
Unhealthy air days a year
1
Show 4 more
Flood risk score
85.7
Wildfire risk score
41.0
Walkability (1 to 20)
7.6
Road, rail and air noise
53 dB
Questions people ask
Is Johnstown, PA overvalued?
Home prices in Johnstown, PA are well below what local incomes have historically supported: fair value is about $174,770, so the area is 28.9% undervalued.
Is Johnstown, PA a buyer's or seller's market?
Johnstown, PA is a balanced market, leaning toward buyers: homes take about 57 days to sell, listings are up 14% from a year ago, 20% of listings have had a price cut.
Are home prices going down in Johnstown, PA?
Home values in Johnstown, PA are up 3.5% over the last year. Zillow's forecast for the next 12 months is +1.5%.
How much do you need to earn to buy a home in Johnstown, PA?
A household needs about $26,946 a year to afford the typical home in Johnstown, PA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $61,223.