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Flint, MI housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$195,732+4.1% YoY · prices are rising fast
Market right nowBalanced marketMore homes for sale than last year, 24% have cut their price
Income needed to buy, per year$42,431About 0.7× the local median income ($63,828): affordable for a typical household
Days on market51 daysAbout the same pace as a year ago
Next 12 months+3.3%Zillow expects prices to rise slightly

The typical home in Flint, MI is worth $195,732, up 4.1% from a year ago. That is well above what local incomes have historically supported: fair value is about $150,605, so the area is 30.0% overvalued. It is a balanced market: homes take about 51 days to sell, listings are up 19% from a year ago, 24% of listings have had a price cut. Zillow expects prices to rise about 3.3% over the next year. A household needs about $42,431 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $63,828. Typical rent is $1,041 a month, or $1,028 for a house. In the latest IRS figures, 263 more people moved in than out.

Home value over time

$0K$50K$100K$150K19801990200020102020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$195,732
Change in 1 year+4.1%
Overvalued %+30.0%
Show 7 more
Fair home value$150,605
Change in 5 years+26.2%
Zillow forecast, next 12 months+3.3%
Home value to income3.1×
Monthly mortgage payment (20% down)$1,061
Income needed to afford it$42,431
Property tax rate1.36%

Rent and investing

Typical rent$1,041
Typical rent for houses$1,028
Price-to-rent ratio15.7×
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HUD Fair Market Rent, 2 bedrooms$1,133
Gross rental yield6.38%
Cap rate (estimate)4.15%

Market activity

Listings vs a year ago+19.2%
Days on market51
Listings with a price cut24.2%
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Homes for sale1,242
Pending sales per 100 listings44
Asking price per sq ft$145

People and jobs

Median household income$63,828
Population change (1 year)−0.0%
Unemployment rate8.1%
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Population401,093
Income adjusted for cost of living$68,632
Net moves in (IRS)+263
Cost of living (US = 100)93.0

Schools, risk and environment

School rating (1 to 10)4.8
FEMA hazard risk score (0 to 100)92.2
Unhealthy air days a year4
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Flood risk score92.6
Wildfire risk score25.9
Walkability (1 to 20)8.3
Road, rail and air noise54 dB

Questions people ask

Is Flint, MI overvalued?
Home prices in Flint, MI are well above what local incomes have historically supported: fair value is about $150,605, so the area is 30.0% overvalued.
Is Flint, MI a buyer's or seller's market?
Flint, MI is a balanced market: homes take about 51 days to sell, listings are up 19% from a year ago, 24% of listings have had a price cut.
Are home prices going down in Flint, MI?
Home values in Flint, MI are up 4.1% over the last year. Zillow's forecast for the next 12 months is +3.3%.
How much do you need to earn to buy a home in Flint, MI?
A household needs about $42,431 a year to afford the typical home in Flint, MI at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $63,828.

Counties in this metro

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