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Enid, OK housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$140,582+2.8% YoY · prices are rising
Market right nowBalanced, leaning buyersMore homes for sale than last year, 16% have cut their price
Income needed to buy, per year$30,475About 0.5× the local median income ($65,358): affordable for a typical household
Days on market61 daysSlower than a year ago: buyers have time to negotiate
Next 12 months+1.8%Zillow expects prices to rise slightly

The typical home in Enid, OK is worth $140,582, up 2.8% from a year ago. That is slightly below what local incomes have historically supported: fair value is about $141,082, so the area is 0.4% undervalued. It is a balanced market, leaning toward buyers: homes take about 61 days to sell, listings are up 26% from a year ago, 16% of listings have had a price cut. Zillow expects prices to rise about 1.8% over the next year. A household needs about $30,475 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $65,358. Typical rent is $1,116 a month, or $1,239 for a house. In the latest IRS figures, 172 more people moved out than in.

Home value over time

$0K$25K$50K$75K$100K$125K19801990200020102020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$140,582
Change in 1 year+2.8%
Overvalued %−0.4%
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Fair home value$141,082
Change in 5 years+20.3%
Zillow forecast, next 12 months+1.8%
Home value to income2.2×
Monthly mortgage payment (20% down)$762
Income needed to afford it$30,475
Property tax rate0.87%

Rent and investing

Typical rent$1,116
Typical rent for houses$1,239
Price-to-rent ratio10.5×
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HUD Fair Market Rent, 2 bedrooms$997
Gross rental yield9.53%
Cap rate (estimate)6.19%

Market activity

Listings vs a year ago+25.9%
Days on market61
Listings with a price cut16.2%
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Homes for sale233
Pending sales per 100 listings33
Asking price per sq ft$118

People and jobs

Median household income$65,358
Population change (1 year)−0.4%
Unemployment rate4.9%
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Population61,779
Income adjusted for cost of living$77,530
Net moves in (IRS)−172
Cost of living (US = 100)84.3

Schools, risk and environment

School rating (1 to 10)6.0
FEMA hazard risk score (0 to 100)82.1
Flood risk score67.0
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Wildfire risk score53.6
Walkability (1 to 20)7.8
Road, rail and air noise51 dB

Questions people ask

Is Enid, OK overvalued?
Home prices in Enid, OK are slightly below what local incomes have historically supported: fair value is about $141,082, so the area is 0.4% undervalued.
Is Enid, OK a buyer's or seller's market?
Enid, OK is a balanced market, leaning toward buyers: homes take about 61 days to sell, listings are up 26% from a year ago, 16% of listings have had a price cut.
Are home prices going down in Enid, OK?
Home values in Enid, OK are up 2.8% over the last year. Zillow's forecast for the next 12 months is +1.8%.
How much do you need to earn to buy a home in Enid, OK?
A household needs about $30,475 a year to afford the typical home in Enid, OK at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $65,358.

Counties in this metro

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