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Brunswick-St. Simons, GA housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$319,696+1.3% YoY · prices are rising
Market right nowBalanced marketFewer homes for sale than last year, 16% have cut their price
Income needed to buy, per year$69,303About 1.0× the local median income ($70,320): affordable for a typical household
Days on market87 daysSlower than a year ago: buyers have time to negotiate
Next 12 months+0.5%Zillow expects prices to stay about flat

The typical home in Brunswick-St. Simons, GA is worth $319,696, up 1.3% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $305,721, so the area is 4.6% overvalued. It is a balanced market: homes take about 87 days to sell, listings are down 6% from a year ago, 16% of listings have had a price cut. Zillow expects prices to rise about 0.5% over the next year. A household needs about $69,303 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $70,320. Typical rent is $1,673 a month, or $1,980 for a house. In the latest IRS figures, 946 more people moved in than out.

Home value over time

$0K$100K$200K$300K19801990200020102020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$319,696
Change in 1 year+1.3%
Overvalued %+4.6%
Show 7 more
Fair home value$305,721
Change in 5 years+27.3%
Zillow forecast, next 12 months+0.5%
Home value to income4.5×
Monthly mortgage payment (20% down)$1,733
Income needed to afford it$69,303
Property tax rate0.65%

Rent and investing

Typical rent$1,673
Typical rent for houses$1,980
Price-to-rent ratio15.9×
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HUD Fair Market Rent, 2 bedrooms$1,378
Gross rental yield6.28%
Cap rate (estimate)4.08%

Market activity

Listings vs a year ago−6.5%
Days on market87
Listings with a price cut16.1%
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Homes for sale951
Pending sales per 100 listings20
Asking price per sq ft$252

People and jobs

Median household income$70,320
Population change (1 year)+0.8%
Unemployment rate3.5%
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Population118,524
Income adjusted for cost of living$80,182
Net moves in (IRS)+946
Cost of living (US = 100)87.7

Schools, risk and environment

School rating (1 to 10)6.6
FEMA hazard risk score (0 to 100)71.5
Unhealthy air days a year0
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Flood risk score76.5
Wildfire risk score87.7
Walkability (1 to 20)6.6
Road, rail and air noise54 dB

Questions people ask

Is Brunswick-St. Simons, GA overvalued?
Home prices in Brunswick-St. Simons, GA are slightly above what local incomes have historically supported: fair value is about $305,721, so the area is 4.6% overvalued.
Is Brunswick-St. Simons, GA a buyer's or seller's market?
Brunswick-St. Simons, GA is a balanced market: homes take about 87 days to sell, listings are down 6% from a year ago, 16% of listings have had a price cut.
Are home prices going down in Brunswick-St. Simons, GA?
Home values in Brunswick-St. Simons, GA are up 1.3% over the last year. Zillow's forecast for the next 12 months is +0.5%.
How much do you need to earn to buy a home in Brunswick-St. Simons, GA?
A household needs about $69,303 a year to afford the typical home in Brunswick-St. Simons, GA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $70,320.

Counties in this metro

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