Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$98,800−11.6% YoY · prices are falling fast
Market right nowBalanced marketFewer homes for sale than last year, 17% have cut their price
Income needed to buy, per year$21,418About 0.4× the local median income ($48,285): affordable for a typical household
Days on market45 daysFaster than a year ago: sellers have the edge
The typical home in Lincoln County, WV is worth $98,800, down 11.6% from a year ago. That is well below what local incomes have historically supported: fair value is about $125,286, so the area is 21.1% undervalued. It is a balanced market: homes take about 45 days to sell, listings are down 7% from a year ago, 17% of listings have had a price cut. A household needs about $21,418 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $48,285. In the latest IRS figures, 121 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$98,800
Change in 1 year
−11.6%
Overvalued %
−21.1%
Show 6 more
Fair home value
$125,286
Change in 5 years
−6.0%
Home value to income
2.0×
Monthly mortgage payment (20% down)
$535
Income needed to afford it
$21,418
Property tax rate
0.51%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$944
Market activity
Listings vs a year ago
−6.7%
Days on market
45
Listings with a price cut
17.4%
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Homes for sale
14
Pending sales per 100 listings
29
Asking price per sq ft
$107
People and jobs
Median household income
$48,285
Population change (1 year)
−1.0%
Unemployment rate
5.9%
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Population
19,177
Income adjusted for cost of living
$55,500
Net moves in (IRS)
−121
Cost of living (US = 100)
87.0
Schools, risk and environment
School rating (1 to 10)
3.3
FEMA hazard risk score (0 to 100)
59.7
Flood risk score
78.7
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Wildfire risk score
72.0
Walkability (1 to 20)
4.4
Road, rail and air noise
53 dB
Questions people ask
Is Lincoln County, WV overvalued?
Home prices in Lincoln County, WV are well below what local incomes have historically supported: fair value is about $125,286, so the area is 21.1% undervalued.
Is Lincoln County, WV a buyer's or seller's market?
Lincoln County, WV is a balanced market: homes take about 45 days to sell, listings are down 7% from a year ago, 17% of listings have had a price cut.
Are home prices going down in Lincoln County, WV?
Home values in Lincoln County, WV are down 11.6% over the last year.
How much do you need to earn to buy a home in Lincoln County, WV?
A household needs about $21,418 a year to afford the typical home in Lincoln County, WV at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $48,285.