Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$309,419+5.0% YoY · prices are rising fast
Market right nowBalanced, leaning sellersMore homes for sale than last year, 12% have cut their price
Income needed to buy, per year$67,075About 1.1× the local median income ($63,587): a stretch for a typical household
Days on market109 daysSlower than a year ago: buyers have time to negotiate
The typical home in Northampton County, VA is worth $309,419, up 5.0% from a year ago. That is slightly below what local incomes have historically supported: fair value is about $310,333, so the area is 0.3% undervalued. It is a balanced market, leaning toward sellers: homes take about 109 days to sell, listings are up 1% from a year ago, 12% of listings have had a price cut. A household needs about $67,075 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $63,587. In the latest IRS figures, 33 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$309,419
Change in 1 year
+5.0%
Overvalued %
−0.3%
Show 6 more
Fair home value
$310,333
Change in 5 years
+34.6%
Home value to income
4.9×
Monthly mortgage payment (20% down)
$1,677
Income needed to afford it
$67,075
Property tax rate
0.57%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$992
Market activity
Listings vs a year ago
+0.7%
Days on market
109
Listings with a price cut
11.5%
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Homes for sale
146
Pending sales per 100 listings
34
Asking price per sq ft
$284
People and jobs
Median household income
$63,587
Population change (1 year)
−1.2%
Unemployment rate
3.3%
Show 4 more
Population
11,879
Income adjusted for cost of living
$71,931
Net moves in (IRS)
+33
Cost of living (US = 100)
88.4
Schools, risk and environment
School rating (1 to 10)
3.8
FEMA hazard risk score (0 to 100)
44.5
Flood risk score
57.2
Show 3 more
Wildfire risk score
29.8
Walkability (1 to 20)
6.4
Road, rail and air noise
54 dB
Questions people ask
Is Northampton County, VA overvalued?
Home prices in Northampton County, VA are slightly below what local incomes have historically supported: fair value is about $310,333, so the area is 0.3% undervalued.
Is Northampton County, VA a buyer's or seller's market?
Northampton County, VA is a balanced market, leaning toward sellers: homes take about 109 days to sell, listings are up 1% from a year ago, 12% of listings have had a price cut.
Are home prices going down in Northampton County, VA?
Home values in Northampton County, VA are up 5.0% over the last year.
How much do you need to earn to buy a home in Northampton County, VA?
A household needs about $67,075 a year to afford the typical home in Northampton County, VA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $63,587.