Data through September 2026 · updated 2026-11-08 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$424,796+0.4% YoY · prices are flat
Market right nowBuyer's marketMore homes for sale than last year, 14% have cut their price
Income needed to buy, per year$92,087About 1.3× the local median income ($69,959): a stretch for a typical household
Days on market106 daysSlower than a year ago: buyers have time to negotiate
Next 12 months−0.2%Zillow expects prices to stay about flat
The typical home in Jefferson County, OR is worth $424,796, about the same as a year ago. That is well above what local incomes have historically supported: fair value is about $329,370, so the area is 29.0% overvalued. It is a buyer's market: homes take about 106 days to sell, listings are up 16% from a year ago, 14% of listings have had a price cut. Zillow expects prices to fall about 0.2% over the next year. A household needs about $92,087 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $69,959. Typical rent is $1,612 a month, or $1,963 for a house. In the latest IRS figures, 158 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$424,796
Change in 1 year
+0.4%
Overvalued %
+29.0%
Show 7 more
Fair home value
$329,370
Change in 5 years
+13.2%
Zillow forecast, next 12 months
−0.2%
Home value to income
6.1×
Monthly mortgage payment (20% down)
$2,302
Income needed to afford it
$92,087
Property tax rate
0.69%
Rent and investing
Typical rent
$1,612
Typical rent for houses
$1,963
Price-to-rent ratio
22.0×
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HUD Fair Market Rent, 2 bedrooms
$1,213
Gross rental yield
4.55%
Cap rate (estimate)
2.96%
Market activity
Listings vs a year ago
+15.9%
Days on market
106
Listings with a price cut
14.3%
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Homes for sale
204
Pending sales per 100 listings
18
Asking price per sq ft
$277
People and jobs
Median household income
$69,959
Population change (1 year)
+0.2%
Unemployment rate
8.1%
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Population
25,740
Income adjusted for cost of living
$67,528
Net moves in (IRS)
+158
Cost of living (US = 100)
103.6
Schools, risk and environment
School rating (1 to 10)
3.5
FEMA hazard risk score (0 to 100)
29.9
Unhealthy air days a year
0
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Flood risk score
36.6
Wildfire risk score
94.9
Walkability (1 to 20)
7.2
Road, rail and air noise
54 dB
Questions people ask
Is Jefferson County, OR overvalued?
Home prices in Jefferson County, OR are well above what local incomes have historically supported: fair value is about $329,370, so the area is 29.0% overvalued.
Is Jefferson County, OR a buyer's or seller's market?
Jefferson County, OR is a buyer's market: homes take about 106 days to sell, listings are up 16% from a year ago, 14% of listings have had a price cut.
Are home prices going down in Jefferson County, OR?
Home values in Jefferson County, OR are up 0.4% over the last year. Zillow's forecast for the next 12 months is −0.2%.
How much do you need to earn to buy a home in Jefferson County, OR?
A household needs about $92,087 a year to afford the typical home in Jefferson County, OR at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $69,959.