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Mountrail County, ND housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$215,626+2.6% YoY · prices are rising
Market right nowBalanced marketMore homes for sale than last year, 0% have cut their price
Income needed to buy, per year$46,743About 0.6× the local median income ($77,966): affordable for a typical household
Days on market80 daysSlower than a year ago: buyers have time to negotiate

The typical home in Mountrail County, ND is worth $215,626, up 2.6% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $207,889, so the area is 3.7% overvalued. It is a balanced market: homes take about 80 days to sell, listings are up 46% from a year ago, 0% of listings have had a price cut. A household needs about $46,743 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $77,966. In the latest IRS figures, 121 more people moved in than out.

Home value over time

$0K$50K$100K$150K$200K20202025
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$215,626
Change in 1 year+2.6%
Overvalued %+3.7%
Show 6 more
Fair home value$207,889
Change in 5 years+17.6%
Home value to income2.8×
Monthly mortgage payment (20% down)$1,169
Income needed to afford it$46,743
Property tax rate0.52%

Rent and investing

HUD Fair Market Rent, 2 bedrooms$1,356

Market activity

Listings vs a year ago+45.5%
Days on market80
Listings with a price cut0.0%
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Homes for sale16
Pending sales per 100 listings50
Asking price per sq ft$129

People and jobs

Median household income$77,966
Population change (1 year)−0.8%
Unemployment rate1.1%
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Population9,395
Income adjusted for cost of living$89,308
Net moves in (IRS)+121
Cost of living (US = 100)87.3

Schools, risk and environment

School rating (1 to 10)2.9
FEMA hazard risk score (0 to 100)21.4
Flood risk score11.9
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Wildfire risk score78.8
Walkability (1 to 20)7.0
Road, rail and air noise53 dB

Questions people ask

Is Mountrail County, ND overvalued?
Home prices in Mountrail County, ND are slightly above what local incomes have historically supported: fair value is about $207,889, so the area is 3.7% overvalued.
Is Mountrail County, ND a buyer's or seller's market?
Mountrail County, ND is a balanced market: homes take about 80 days to sell, listings are up 46% from a year ago, 0% of listings have had a price cut.
Are home prices going down in Mountrail County, ND?
Home values in Mountrail County, ND are up 2.6% over the last year.
How much do you need to earn to buy a home in Mountrail County, ND?
A household needs about $46,743 a year to afford the typical home in Mountrail County, ND at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $77,966.

Nearby and similar counties

ZIP codes in Mountrail County (open on the map)

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