Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$190,154+7.1% YoY · prices are rising fast
Market right nowSeller's marketFewer homes for sale than last year, 67% have cut their price
Income needed to buy, per year$41,221About 0.5× the local median income ($81,256): affordable for a typical household
Days on market32 daysFaster than a year ago: sellers have the edge
The typical home in Foster County, ND is worth $190,154, up 7.1% from a year ago. That is well below what local incomes have historically supported: fair value is about $217,097, so the area is 12.4% undervalued. It is a seller's market: homes take about 32 days to sell, listings are down 33% from a year ago, 67% of listings have had a price cut. A household needs about $41,221 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $81,256. In the latest IRS figures, 64 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$190,154
Change in 1 year
+7.1%
Overvalued %
−12.4%
Show 6 more
Fair home value
$217,097
Change in 5 years
+13.0%
Home value to income
2.3×
Monthly mortgage payment (20% down)
$1,031
Income needed to afford it
$41,221
Property tax rate
1.19%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,014
Market activity
Listings vs a year ago
−33.3%
Days on market
32
Listings with a price cut
66.7%
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Homes for sale
4
Pending sales per 100 listings
75
Asking price per sq ft
$92
People and jobs
Median household income
$81,256
Population change (1 year)
−1.9%
Unemployment rate
1.0%
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Population
3,212
Income adjusted for cost of living
$93,077
Net moves in (IRS)
−64
Cost of living (US = 100)
87.3
Schools, risk and environment
School rating (1 to 10)
8.7
FEMA hazard risk score (0 to 100)
7.4
Flood risk score
3.2
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Wildfire risk score
48.4
Walkability (1 to 20)
7.5
Road, rail and air noise
51 dB
Questions people ask
Is Foster County, ND overvalued?
Home prices in Foster County, ND are well below what local incomes have historically supported: fair value is about $217,097, so the area is 12.4% undervalued.
Is Foster County, ND a buyer's or seller's market?
Foster County, ND is a seller's market: homes take about 32 days to sell, listings are down 33% from a year ago, 67% of listings have had a price cut.
Are home prices going down in Foster County, ND?
Home values in Foster County, ND are up 7.1% over the last year.
How much do you need to earn to buy a home in Foster County, ND?
A household needs about $41,221 a year to afford the typical home in Foster County, ND at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $81,256.