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Eddy County, ND housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$116,853−1.8% YoY · prices are falling
Market right nowBalanced, leaning sellersFewer homes for sale than last year, 0% have cut their price
Income needed to buy, per year$25,331About 0.4× the local median income ($70,413): affordable for a typical household
Days on market121 daysSlower than a year ago: buyers have time to negotiate

The typical home in Eddy County, ND is worth $116,853, down 1.8% from a year ago. That is well below what local incomes have historically supported: fair value is about $160,304, so the area is 27.1% undervalued. It is a balanced market, leaning toward sellers: homes take about 121 days to sell, listings are down 60% from a year ago, 0% of listings have had a price cut. A household needs about $25,331 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $70,413. In the latest IRS figures, 38 more people moved in than out.

Home value over time

$0K$50K$100K$150K20202025
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$116,853
Change in 1 year−1.8%
Overvalued %−27.1%
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Fair home value$160,304
Change in 5 years−11.5%
Home value to income1.7×
Monthly mortgage payment (20% down)$633
Income needed to afford it$25,331
Property tax rate1.00%

Rent and investing

HUD Fair Market Rent, 2 bedrooms$1,014

Market activity

Listings vs a year ago−60.0%
Days on market121
Listings with a price cut0.0%
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Homes for sale2
Pending sales per 100 listings100
Asking price per sq ft$160

People and jobs

Median household income$70,413
Population change (1 year)−0.0%
Unemployment rate2.5%
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Population2,329
Income adjusted for cost of living$80,656
Net moves in (IRS)+38
Cost of living (US = 100)87.3

Schools, risk and environment

School rating (1 to 10)7.5
FEMA hazard risk score (0 to 100)1.8
Flood risk score1.4
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Wildfire risk score63.0
Walkability (1 to 20)6.8
Road, rail and air noise50 dB

Questions people ask

Is Eddy County, ND overvalued?
Home prices in Eddy County, ND are well below what local incomes have historically supported: fair value is about $160,304, so the area is 27.1% undervalued.
Is Eddy County, ND a buyer's or seller's market?
Eddy County, ND is a balanced market, leaning toward sellers: homes take about 121 days to sell, listings are down 60% from a year ago, 0% of listings have had a price cut.
Are home prices going down in Eddy County, ND?
Home values in Eddy County, ND are down 1.8% over the last year.
How much do you need to earn to buy a home in Eddy County, ND?
A household needs about $25,331 a year to afford the typical home in Eddy County, ND at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $70,413.

Nearby and similar counties

ZIP codes in Eddy County (open on the map)

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