Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$198,207+6.6% YoY · prices are rising fast
Market right nowBuyer's marketMore homes for sale than last year, 21% have cut their price
Income needed to buy, per year$42,967About 0.8× the local median income ($50,741): affordable for a typical household
Days on market93 daysSlower than a year ago: buyers have time to negotiate
The typical home in Columbus County, NC is worth $198,207, up 6.6% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $185,520, so the area is 6.8% overvalued. It is a buyer's market: homes take about 93 days to sell, listings are up 26% from a year ago, 21% of listings have had a price cut. A household needs about $42,967 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $50,741. In the latest IRS figures, 107 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$198,207
Change in 1 year
+6.6%
Overvalued %
+6.8%
Show 6 more
Fair home value
$185,520
Change in 5 years
+20.9%
Home value to income
3.9×
Monthly mortgage payment (20% down)
$1,074
Income needed to afford it
$42,967
Property tax rate
0.77%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,012
Market activity
Listings vs a year ago
+25.6%
Days on market
93
Listings with a price cut
20.6%
Show 3 more
Homes for sale
162
Pending sales per 100 listings
19
Asking price per sq ft
$160
People and jobs
Median household income
$50,741
Population change (1 year)
+0.4%
Unemployment rate
4.4%
Show 4 more
Population
50,487
Income adjusted for cost of living
$57,399
Net moves in (IRS)
+107
Cost of living (US = 100)
88.4
Schools, risk and environment
School rating (1 to 10)
4.5
FEMA hazard risk score (0 to 100)
86.9
Flood risk score
64.6
Show 3 more
Wildfire risk score
77.7
Walkability (1 to 20)
4.9
Road, rail and air noise
55 dB
Questions people ask
Is Columbus County, NC overvalued?
Home prices in Columbus County, NC are slightly above what local incomes have historically supported: fair value is about $185,520, so the area is 6.8% overvalued.
Is Columbus County, NC a buyer's or seller's market?
Columbus County, NC is a buyer's market: homes take about 93 days to sell, listings are up 26% from a year ago, 21% of listings have had a price cut.
Are home prices going down in Columbus County, NC?
Home values in Columbus County, NC are up 6.6% over the last year.
How much do you need to earn to buy a home in Columbus County, NC?
A household needs about $42,967 a year to afford the typical home in Columbus County, NC at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $50,741.