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Winston County, MS housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$153,231+7.7% YoY · prices are rising fast
Market right nowBalanced marketFewer homes for sale than last year, 24% have cut their price
Income needed to buy, per year$33,217About 0.7× the local median income ($50,729): affordable for a typical household
Days on market98 daysSlower than a year ago: buyers have time to negotiate

The typical home in Winston County, MS is worth $153,231, up 7.7% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $149,398, so the area is 2.6% overvalued. It is a balanced market: homes take about 98 days to sell, listings are down 15% from a year ago, 24% of listings have had a price cut. A household needs about $33,217 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $50,729. In the latest IRS figures, 12 more people moved in than out.

Home value over time

$0K$50K$100K$150K200020052010201520202025
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$153,231
Change in 1 year+7.7%
Overvalued %+2.6%
Show 6 more
Fair home value$149,398
Change in 5 years+9.4%
Home value to income3.0×
Monthly mortgage payment (20% down)$830
Income needed to afford it$33,217
Property tax rate0.65%

Rent and investing

HUD Fair Market Rent, 2 bedrooms$905

Market activity

Listings vs a year ago−15.2%
Days on market98
Listings with a price cut24.0%
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Homes for sale39
Pending sales per 100 listings10
Asking price per sq ft$109

People and jobs

Median household income$50,729
Population change (1 year)+0.1%
Unemployment rate6.7%
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Population17,473
Income adjusted for cost of living$60,681
Net moves in (IRS)+12
Cost of living (US = 100)83.6

Schools, risk and environment

School rating (1 to 10)5.7
FEMA hazard risk score (0 to 100)39.9
Flood risk score22.2
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Wildfire risk score35.5
Walkability (1 to 20)4.4
Road, rail and air noise53 dB

Questions people ask

Is Winston County, MS overvalued?
Home prices in Winston County, MS are slightly above what local incomes have historically supported: fair value is about $149,398, so the area is 2.6% overvalued.
Is Winston County, MS a buyer's or seller's market?
Winston County, MS is a balanced market: homes take about 98 days to sell, listings are down 15% from a year ago, 24% of listings have had a price cut.
Are home prices going down in Winston County, MS?
Home values in Winston County, MS are up 7.7% over the last year.
How much do you need to earn to buy a home in Winston County, MS?
A household needs about $33,217 a year to afford the typical home in Winston County, MS at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $50,729.

Nearby and similar counties

ZIP codes in Winston County (open on the map)

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