Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$282,630+4.6% YoY · prices are rising fast
Market right nowBalanced, leaning buyersMore homes for sale than last year, 17% have cut their price
Income needed to buy, per year$61,268About 1.1× the local median income ($54,391): a stretch for a typical household
Days on market67 daysAbout the same pace as a year ago
The typical home in Oktibbeha County, MS is worth $282,630, up 4.6% from a year ago. That is slightly below what local incomes have historically supported: fair value is about $308,499, so the area is 8.4% undervalued. It is a balanced market, leaning toward buyers: homes take about 67 days to sell, listings are up 29% from a year ago, 17% of listings have had a price cut. A household needs about $61,268 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $54,391. Typical rent is $1,408 a month. In the latest IRS figures, 308 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$282,630
Change in 1 year
+4.6%
Overvalued %
−8.4%
Show 6 more
Fair home value
$308,499
Change in 5 years
+24.6%
Home value to income
5.2×
Monthly mortgage payment (20% down)
$1,532
Income needed to afford it
$61,268
Property tax rate
0.71%
Rent and investing
Typical rent
$1,408
Price-to-rent ratio
16.7×
HUD Fair Market Rent, 2 bedrooms
$1,024
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Gross rental yield
5.98%
Cap rate (estimate)
3.89%
Market activity
Listings vs a year ago
+29.3%
Days on market
67
Listings with a price cut
17.0%
Show 3 more
Homes for sale
181
Pending sales per 100 listings
13
Asking price per sq ft
$202
People and jobs
Median household income
$54,391
Population change (1 year)
+0.3%
Unemployment rate
5.8%
Show 4 more
Population
51,896
Income adjusted for cost of living
$65,061
Net moves in (IRS)
−308
Cost of living (US = 100)
83.6
Schools, risk and environment
School rating (1 to 10)
4.6
FEMA hazard risk score (0 to 100)
62.8
Flood risk score
53.2
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Wildfire risk score
37.7
Walkability (1 to 20)
6.0
Road, rail and air noise
54 dB
Questions people ask
Is Oktibbeha County, MS overvalued?
Home prices in Oktibbeha County, MS are slightly below what local incomes have historically supported: fair value is about $308,499, so the area is 8.4% undervalued.
Is Oktibbeha County, MS a buyer's or seller's market?
Oktibbeha County, MS is a balanced market, leaning toward buyers: homes take about 67 days to sell, listings are up 29% from a year ago, 17% of listings have had a price cut.
Are home prices going down in Oktibbeha County, MS?
Home values in Oktibbeha County, MS are up 4.6% over the last year.
How much do you need to earn to buy a home in Oktibbeha County, MS?
A household needs about $61,268 a year to afford the typical home in Oktibbeha County, MS at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $54,391.