Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$282,899+3.9% YoY · prices are rising fast
Market right nowBuyer's marketMore homes for sale than last year, 24% have cut their price
Income needed to buy, per year$61,327About 0.8× the local median income ($74,003): affordable for a typical household
Days on market55 daysSlower than a year ago: buyers have time to negotiate
The typical home in Winona County, MN is worth $282,899, up 3.9% from a year ago. That is well above what local incomes have historically supported: fair value is about $251,685, so the area is 12.4% overvalued. It is a buyer's market: homes take about 55 days to sell, listings are up 47% from a year ago, 24% of listings have had a price cut. A household needs about $61,327 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $74,003. Typical rent is $1,093 a month. In the latest IRS figures, 101 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$282,899
Change in 1 year
+3.9%
Overvalued %
+12.4%
Show 6 more
Fair home value
$251,685
Change in 5 years
+31.4%
Home value to income
3.8×
Monthly mortgage payment (20% down)
$1,533
Income needed to afford it
$61,327
Property tax rate
0.93%
Rent and investing
Typical rent
$1,093
Price-to-rent ratio
21.6×
HUD Fair Market Rent, 2 bedrooms
$1,118
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Gross rental yield
4.64%
Cap rate (estimate)
3.01%
Market activity
Listings vs a year ago
+47.1%
Days on market
55
Listings with a price cut
23.9%
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Homes for sale
100
Pending sales per 100 listings
33
Asking price per sq ft
$161
People and jobs
Median household income
$74,003
Population change (1 year)
+0.4%
Unemployment rate
2.3%
Show 4 more
Population
50,523
Income adjusted for cost of living
$86,150
Net moves in (IRS)
−101
Cost of living (US = 100)
85.9
Schools, risk and environment
School rating (1 to 10)
5.9
FEMA hazard risk score (0 to 100)
69.5
Unhealthy air days a year
0
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Flood risk score
78.8
Wildfire risk score
16.8
Walkability (1 to 20)
7.2
Road, rail and air noise
53 dB
Questions people ask
Is Winona County, MN overvalued?
Home prices in Winona County, MN are well above what local incomes have historically supported: fair value is about $251,685, so the area is 12.4% overvalued.
Is Winona County, MN a buyer's or seller's market?
Winona County, MN is a buyer's market: homes take about 55 days to sell, listings are up 47% from a year ago, 24% of listings have had a price cut.
Are home prices going down in Winona County, MN?
Home values in Winona County, MN are up 3.9% over the last year.
How much do you need to earn to buy a home in Winona County, MN?
A household needs about $61,327 a year to afford the typical home in Winona County, MN at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $74,003.