Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$225,440+2.2% YoY · prices are rising
Market right nowBalanced, leaning sellersFewer homes for sale than last year, 18% have cut their price
Income needed to buy, per year$48,871About 0.6× the local median income ($76,342): affordable for a typical household
Days on market94 daysFaster than a year ago: sellers have the edge
The typical home in Roseau County, MN is worth $225,440, up 2.2% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $207,986, so the area is 8.4% overvalued. It is a balanced market, leaning toward sellers: homes take about 94 days to sell, listings are down 12% from a year ago, 18% of listings have had a price cut. A household needs about $48,871 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $76,342. In the latest IRS figures, 184 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$225,440
Change in 1 year
+2.2%
Overvalued %
+8.4%
Show 6 more
Fair home value
$207,986
Change in 5 years
+17.1%
Home value to income
3.0×
Monthly mortgage payment (20% down)
$1,222
Income needed to afford it
$48,871
Property tax rate
0.97%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,014
Market activity
Listings vs a year ago
−11.6%
Days on market
94
Listings with a price cut
17.8%
Show 3 more
Homes for sale
61
Pending sales per 100 listings
28
Asking price per sq ft
$146
People and jobs
Median household income
$76,342
Population change (1 year)
−0.0%
Unemployment rate
3.7%
Show 4 more
Population
15,246
Income adjusted for cost of living
$88,873
Net moves in (IRS)
−184
Cost of living (US = 100)
85.9
Schools, risk and environment
School rating (1 to 10)
6.2
FEMA hazard risk score (0 to 100)
43.9
Flood risk score
60.0
Show 3 more
Wildfire risk score
91.0
Walkability (1 to 20)
5.5
Road, rail and air noise
52 dB
Questions people ask
Is Roseau County, MN overvalued?
Home prices in Roseau County, MN are slightly above what local incomes have historically supported: fair value is about $207,986, so the area is 8.4% overvalued.
Is Roseau County, MN a buyer's or seller's market?
Roseau County, MN is a balanced market, leaning toward sellers: homes take about 94 days to sell, listings are down 12% from a year ago, 18% of listings have had a price cut.
Are home prices going down in Roseau County, MN?
Home values in Roseau County, MN are up 2.2% over the last year.
How much do you need to earn to buy a home in Roseau County, MN?
A household needs about $48,871 a year to afford the typical home in Roseau County, MN at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $76,342.