Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$191,859+0.3% YoY · prices are flat
Market right nowBalanced, leaning buyersMore homes for sale than last year, 18% have cut their price
Income needed to buy, per year$41,591About 0.8× the local median income ($50,727): affordable for a typical household
Days on market68 daysAbout the same pace as a year ago
The typical home in Roscommon County, MI is worth $191,859, about the same as a year ago. That is well above what local incomes have historically supported: fair value is about $134,234, so the area is 42.9% overvalued. It is a balanced market, leaning toward buyers: homes take about 68 days to sell, listings are up 27% from a year ago, 18% of listings have had a price cut. A household needs about $41,591 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $50,727. In the latest IRS figures, 215 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$191,859
Change in 1 year
+0.3%
Overvalued %
+42.9%
Show 6 more
Fair home value
$134,234
Change in 5 years
+34.3%
Home value to income
3.8×
Monthly mortgage payment (20% down)
$1,040
Income needed to afford it
$41,591
Property tax rate
1.01%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,014
Market activity
Listings vs a year ago
+26.6%
Days on market
68
Listings with a price cut
18.5%
Show 3 more
Homes for sale
233
Pending sales per 100 listings
27
Asking price per sq ft
$180
People and jobs
Median household income
$50,727
Population change (1 year)
−0.2%
Unemployment rate
4.7%
Show 4 more
Population
23,914
Income adjusted for cost of living
$56,997
Net moves in (IRS)
+215
Cost of living (US = 100)
89.0
Schools, risk and environment
School rating (1 to 10)
3.8
FEMA hazard risk score (0 to 100)
56.7
Flood risk score
71.9
Show 3 more
Wildfire risk score
69.7
Walkability (1 to 20)
5.8
Road, rail and air noise
53 dB
Questions people ask
Is Roscommon County, MI overvalued?
Home prices in Roscommon County, MI are well above what local incomes have historically supported: fair value is about $134,234, so the area is 42.9% overvalued.
Is Roscommon County, MI a buyer's or seller's market?
Roscommon County, MI is a balanced market, leaning toward buyers: homes take about 68 days to sell, listings are up 27% from a year ago, 18% of listings have had a price cut.
Are home prices going down in Roscommon County, MI?
Home values in Roscommon County, MI are up 0.3% over the last year.
How much do you need to earn to buy a home in Roscommon County, MI?
A household needs about $41,591 a year to afford the typical home in Roscommon County, MI at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $50,727.