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Saint Charles Parish, LA housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$265,063+2.1% YoY · prices are rising
Market right nowBuyer's marketMore homes for sale than last year, 20% have cut their price
Income needed to buy, per year$57,460About 0.7× the local median income ($85,615): affordable for a typical household
Days on market81 daysSlower than a year ago: buyers have time to negotiate
Next 12 months−1.0%Zillow expects prices to dip slightly

The typical home in Saint Charles Parish, LA is worth $265,063, up 2.1% from a year ago. That is well below what local incomes have historically supported: fair value is about $313,842, so the area is 15.5% undervalued. It is a buyer's market: homes take about 81 days to sell, listings are up 22% from a year ago, 20% of listings have had a price cut. Zillow expects prices to fall about 1.0% over the next year. A household needs about $57,460 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $85,615. Typical rent is $1,583 a month, or $1,869 for a house. In the latest IRS figures, 306 more people moved out than in.

Home value over time

$0K$100K$200K$300K19801990200020102020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$265,063
Change in 1 year+2.1%
Overvalued %−15.5%
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Fair home value$313,842
Change in 5 years−1.1%
Zillow forecast, next 12 months−1.0%
Home value to income3.1×
Monthly mortgage payment (20% down)$1,437
Income needed to afford it$57,460
Property tax rate0.59%

Rent and investing

Typical rent$1,583
Typical rent for houses$1,869
Price-to-rent ratio13.9×
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HUD Fair Market Rent, 2 bedrooms$1,480
Gross rental yield7.17%
Cap rate (estimate)4.66%

Market activity

Listings vs a year ago+22.2%
Days on market81
Listings with a price cut20.2%
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Homes for sale154
Pending sales per 100 listings23
Asking price per sq ft$153

People and jobs

Median household income$85,615
Population change (1 year)−0.1%
Unemployment rate6.8%
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Population50,586
Income adjusted for cost of living$92,457
Net moves in (IRS)−306
Cost of living (US = 100)92.6

Schools, risk and environment

School rating (1 to 10)7.5
FEMA hazard risk score (0 to 100)85.1
Flood risk score95.4
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Wildfire risk score18.5
Walkability (1 to 20)6.3
Road, rail and air noise52 dB

Questions people ask

Is Saint Charles Parish, LA overvalued?
Home prices in Saint Charles Parish, LA are well below what local incomes have historically supported: fair value is about $313,842, so the area is 15.5% undervalued.
Is Saint Charles Parish, LA a buyer's or seller's market?
Saint Charles Parish, LA is a buyer's market: homes take about 81 days to sell, listings are up 22% from a year ago, 20% of listings have had a price cut.
Are home prices going down in Saint Charles Parish, LA?
Home values in Saint Charles Parish, LA are up 2.1% over the last year. Zillow's forecast for the next 12 months is −1.0%.
How much do you need to earn to buy a home in Saint Charles Parish, LA?
A household needs about $57,460 a year to afford the typical home in Saint Charles Parish, LA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $85,615.

Nearby and similar counties

ZIP codes in Saint Charles Parish (open on the map)

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