Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$112,742−5.8% YoY · prices are falling fast
Market right nowBuyer's marketMore homes for sale than last year, 21% have cut their price
Income needed to buy, per year$24,440About 0.5× the local median income ($47,414): affordable for a typical household
Days on market72 daysFaster than a year ago: sellers have the edge
The typical home in Lewis County, KY is worth $112,742, down 5.8% from a year ago. That is slightly below what local incomes have historically supported: fair value is about $122,009, so the area is 7.6% undervalued. It is a buyer's market: homes take about 72 days to sell, listings are up 68% from a year ago, 21% of listings have had a price cut. A household needs about $24,440 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $47,414. In the latest IRS figures, 78 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$112,742
Change in 1 year
−5.8%
Overvalued %
−7.6%
Show 6 more
Fair home value
$122,009
Change in 5 years
+6.9%
Home value to income
2.4×
Monthly mortgage payment (20% down)
$611
Income needed to afford it
$24,440
Property tax rate
0.64%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$909
Market activity
Listings vs a year ago
+68.4%
Days on market
72
Listings with a price cut
21.4%
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Homes for sale
32
Pending sales per 100 listings
22
Asking price per sq ft
$163
People and jobs
Median household income
$47,414
Population change (1 year)
−0.1%
Unemployment rate
6.0%
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Population
12,901
Income adjusted for cost of living
$55,585
Net moves in (IRS)
+78
Cost of living (US = 100)
85.3
Schools, risk and environment
School rating (1 to 10)
5.3
FEMA hazard risk score (0 to 100)
41.5
Flood risk score
64.9
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Wildfire risk score
15.3
Walkability (1 to 20)
3.8
Road, rail and air noise
53 dB
Questions people ask
Is Lewis County, KY overvalued?
Home prices in Lewis County, KY are slightly below what local incomes have historically supported: fair value is about $122,009, so the area is 7.6% undervalued.
Is Lewis County, KY a buyer's or seller's market?
Lewis County, KY is a buyer's market: homes take about 72 days to sell, listings are up 68% from a year ago, 21% of listings have had a price cut.
Are home prices going down in Lewis County, KY?
Home values in Lewis County, KY are down 5.8% over the last year.
How much do you need to earn to buy a home in Lewis County, KY?
A household needs about $24,440 a year to afford the typical home in Lewis County, KY at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $47,414.