Data through September 2026 · updated 2026-11-08 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$228,831−5.6% YoY · prices are falling fast
Market right nowBuyer's marketMore homes for sale than last year, 28% have cut their price
Income needed to buy, per year$49,606About 0.8× the local median income ($63,320): affordable for a typical household
Days on market84 daysSlower than a year ago: buyers have time to negotiate
Next 12 months+0.2%Zillow expects prices to stay about flat
The typical home in Larue County, KY is worth $228,831, down 5.6% from a year ago. That is well above what local incomes have historically supported: fair value is about $202,304, so the area is 13.1% overvalued. It is a buyer's market: homes take about 84 days to sell, listings are up 65% from a year ago, 28% of listings have had a price cut. Zillow expects prices to rise about 0.2% over the next year. A household needs about $49,606 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $63,320. In the latest IRS figures, 0 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$228,831
Change in 1 year
−5.6%
Overvalued %
+13.1%
Show 7 more
Fair home value
$202,304
Change in 5 years
+27.3%
Zillow forecast, next 12 months
+0.2%
Home value to income
3.6×
Monthly mortgage payment (20% down)
$1,240
Income needed to afford it
$49,606
Property tax rate
0.60%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,087
Market activity
Listings vs a year ago
+64.6%
Days on market
84
Listings with a price cut
28.1%
Show 3 more
Homes for sale
79
Pending sales per 100 listings
19
Asking price per sq ft
$167
People and jobs
Median household income
$63,320
Population change (1 year)
+0.2%
Unemployment rate
1.5%
Show 4 more
Population
15,184
Income adjusted for cost of living
$69,890
Net moves in (IRS)
0
Cost of living (US = 100)
90.6
Schools, risk and environment
School rating (1 to 10)
7.0
FEMA hazard risk score (0 to 100)
12.4
Flood risk score
22.9
Show 3 more
Wildfire risk score
7.0
Walkability (1 to 20)
4.5
Road, rail and air noise
56 dB
Questions people ask
Is Larue County, KY overvalued?
Home prices in Larue County, KY are well above what local incomes have historically supported: fair value is about $202,304, so the area is 13.1% overvalued.
Is Larue County, KY a buyer's or seller's market?
Larue County, KY is a buyer's market: homes take about 84 days to sell, listings are up 65% from a year ago, 28% of listings have had a price cut.
Are home prices going down in Larue County, KY?
Home values in Larue County, KY are down 5.6% over the last year. Zillow's forecast for the next 12 months is +0.2%.
How much do you need to earn to buy a home in Larue County, KY?
A household needs about $49,606 a year to afford the typical home in Larue County, KY at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $63,320.