Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$176,313+1.5% YoY · prices are rising
Market right nowBalanced, leaning sellersFewer homes for sale than last year, 33% have cut their price
Income needed to buy, per year$38,221About 0.6× the local median income ($69,212): affordable for a typical household
Days on market56 daysFaster than a year ago: sellers have the edge
The typical home in Thomas County, KS is worth $176,313, up 1.5% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $165,995, so the area is 6.2% overvalued. It is a balanced market, leaning toward sellers: homes take about 56 days to sell, listings are down 30% from a year ago, 33% of listings have had a price cut. A household needs about $38,221 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $69,212. In the latest IRS figures, 184 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$176,313
Change in 1 year
+1.5%
Overvalued %
+6.2%
Show 6 more
Fair home value
$165,995
Change in 5 years
+22.5%
Home value to income
2.5×
Monthly mortgage payment (20% down)
$956
Income needed to afford it
$38,221
Property tax rate
1.41%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$961
Market activity
Listings vs a year ago
−30.0%
Days on market
56
Listings with a price cut
33.3%
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Homes for sale
7
Pending sales per 100 listings
86
Asking price per sq ft
$101
People and jobs
Median household income
$69,212
Population change (1 year)
−0.3%
Unemployment rate
0.6%
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Population
7,725
Income adjusted for cost of living
$80,573
Net moves in (IRS)
−184
Cost of living (US = 100)
85.9
Schools, risk and environment
School rating (1 to 10)
4.2
FEMA hazard risk score (0 to 100)
9.4
Flood risk score
6.3
Show 3 more
Wildfire risk score
15.4
Walkability (1 to 20)
7.3
Road, rail and air noise
53 dB
Questions people ask
Is Thomas County, KS overvalued?
Home prices in Thomas County, KS are slightly above what local incomes have historically supported: fair value is about $165,995, so the area is 6.2% overvalued.
Is Thomas County, KS a buyer's or seller's market?
Thomas County, KS is a balanced market, leaning toward sellers: homes take about 56 days to sell, listings are down 30% from a year ago, 33% of listings have had a price cut.
Are home prices going down in Thomas County, KS?
Home values in Thomas County, KS are up 1.5% over the last year.
How much do you need to earn to buy a home in Thomas County, KS?
A household needs about $38,221 a year to afford the typical home in Thomas County, KS at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $69,212.