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Jefferson County, KS housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$291,210+8.8% YoY · prices are rising fast
Market right nowBalanced, leaning sellersMore homes for sale than last year, 19% have cut their price
Income needed to buy, per year$63,128About 0.7× the local median income ($89,065): affordable for a typical household
Days on market52 daysFaster than a year ago: sellers have the edge
Next 12 months+3.5%Zillow expects prices to rise slightly

The typical home in Jefferson County, KS is worth $291,210, up 8.8% from a year ago. That is well above what local incomes have historically supported: fair value is about $235,649, so the area is 23.6% overvalued. It is a balanced market, leaning toward sellers: homes take about 52 days to sell, listings are up 28% from a year ago, 19% of listings have had a price cut. Zillow expects prices to rise about 3.5% over the next year. A household needs about $63,128 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $89,065. In the latest IRS figures, 27 more people moved out than in.

Home value over time

$0K$50K$100K$150K$200K$250K200020102020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$291,210
Change in 1 year+8.8%
Overvalued %+23.6%
Show 7 more
Fair home value$235,649
Change in 5 years+36.0%
Zillow forecast, next 12 months+3.5%
Home value to income3.3×
Monthly mortgage payment (20% down)$1,578
Income needed to afford it$63,128
Property tax rate1.26%

Rent and investing

HUD Fair Market Rent, 2 bedrooms$1,172

Market activity

Listings vs a year ago+27.8%
Days on market52
Listings with a price cut18.9%
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Homes for sale69
Pending sales per 100 listings43
Asking price per sq ft$175

People and jobs

Median household income$89,065
Population change (1 year)−0.1%
Unemployment rate2.4%
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Population18,296
Income adjusted for cost of living$100,298
Net moves in (IRS)−27
Cost of living (US = 100)88.8

Schools, risk and environment

School rating (1 to 10)5.0
FEMA hazard risk score (0 to 100)19.7
Flood risk score32.6
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Wildfire risk score67.7
Walkability (1 to 20)5.5
Road, rail and air noise52 dB

Questions people ask

Is Jefferson County, KS overvalued?
Home prices in Jefferson County, KS are well above what local incomes have historically supported: fair value is about $235,649, so the area is 23.6% overvalued.
Is Jefferson County, KS a buyer's or seller's market?
Jefferson County, KS is a balanced market, leaning toward sellers: homes take about 52 days to sell, listings are up 28% from a year ago, 19% of listings have had a price cut.
Are home prices going down in Jefferson County, KS?
Home values in Jefferson County, KS are up 8.8% over the last year. Zillow's forecast for the next 12 months is +3.5%.
How much do you need to earn to buy a home in Jefferson County, KS?
A household needs about $63,128 a year to afford the typical home in Jefferson County, KS at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $89,065.

Nearby and similar counties

ZIP codes in Jefferson County (open on the map)

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