Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$206,809−3.2% YoY · prices are falling fast
Market right nowBuyer's marketMore homes for sale than last year, 17% have cut their price
Income needed to buy, per year$44,832About 0.6× the local median income ($69,650): affordable for a typical household
Days on market99 daysSlower than a year ago: buyers have time to negotiate
The typical home in Ford County, KS is worth $206,809, down 3.2% from a year ago. That is well above what local incomes have historically supported: fair value is about $177,547, so the area is 16.5% overvalued. It is a buyer's market: homes take about 99 days to sell, listings are up 14% from a year ago, 17% of listings have had a price cut. A household needs about $44,832 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $69,650. In the latest IRS figures, 438 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$206,809
Change in 1 year
−3.2%
Overvalued %
+16.5%
Show 6 more
Fair home value
$177,547
Change in 5 years
+36.6%
Home value to income
3.0×
Monthly mortgage payment (20% down)
$1,121
Income needed to afford it
$44,832
Property tax rate
1.52%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,085
Market activity
Listings vs a year ago
+13.8%
Days on market
99
Listings with a price cut
17.3%
Show 3 more
Homes for sale
107
Pending sales per 100 listings
13
Asking price per sq ft
$190
People and jobs
Median household income
$69,650
Population change (1 year)
−0.9%
Unemployment rate
5.1%
Show 4 more
Population
33,993
Income adjusted for cost of living
$81,083
Net moves in (IRS)
−438
Cost of living (US = 100)
85.9
Schools, risk and environment
School rating (1 to 10)
2.8
FEMA hazard risk score (0 to 100)
51.7
Unhealthy air days a year
1
Show 4 more
Flood risk score
37.5
Wildfire risk score
68.0
Walkability (1 to 20)
7.4
Road, rail and air noise
52 dB
Questions people ask
Is Ford County, KS overvalued?
Home prices in Ford County, KS are well above what local incomes have historically supported: fair value is about $177,547, so the area is 16.5% overvalued.
Is Ford County, KS a buyer's or seller's market?
Ford County, KS is a buyer's market: homes take about 99 days to sell, listings are up 14% from a year ago, 17% of listings have had a price cut.
Are home prices going down in Ford County, KS?
Home values in Ford County, KS are down 3.2% over the last year.
How much do you need to earn to buy a home in Ford County, KS?
A household needs about $44,832 a year to afford the typical home in Ford County, KS at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $69,650.