Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$233,147−1.9% YoY · prices are falling
Market right nowBuyer's marketMore homes for sale than last year, 19% have cut their price
Income needed to buy, per year$50,541About 0.7× the local median income ($70,195): affordable for a typical household
Days on market86 daysSlower than a year ago: buyers have time to negotiate
The typical home in Finney County, KS is worth $233,147, down 1.9% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $222,823, so the area is 4.6% overvalued. It is a buyer's market: homes take about 86 days to sell, listings are up 20% from a year ago, 19% of listings have had a price cut. A household needs about $50,541 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $70,195. In the latest IRS figures, 405 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$233,147
Change in 1 year
−1.9%
Overvalued %
+4.6%
Show 6 more
Fair home value
$222,823
Change in 5 years
+17.0%
Home value to income
3.3×
Monthly mortgage payment (20% down)
$1,264
Income needed to afford it
$50,541
Property tax rate
1.44%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,153
Market activity
Listings vs a year ago
+19.8%
Days on market
86
Listings with a price cut
19.1%
Show 3 more
Homes for sale
127
Pending sales per 100 listings
23
Asking price per sq ft
$217
People and jobs
Median household income
$70,195
Population change (1 year)
−0.8%
Unemployment rate
4.1%
Show 4 more
Population
37,505
Income adjusted for cost of living
$81,717
Net moves in (IRS)
−405
Cost of living (US = 100)
85.9
Schools, risk and environment
School rating (1 to 10)
3.6
FEMA hazard risk score (0 to 100)
63.7
Flood risk score
37.8
Show 3 more
Wildfire risk score
46.4
Walkability (1 to 20)
7.8
Road, rail and air noise
52 dB
Questions people ask
Is Finney County, KS overvalued?
Home prices in Finney County, KS are slightly above what local incomes have historically supported: fair value is about $222,823, so the area is 4.6% overvalued.
Is Finney County, KS a buyer's or seller's market?
Finney County, KS is a buyer's market: homes take about 86 days to sell, listings are up 20% from a year ago, 19% of listings have had a price cut.
Are home prices going down in Finney County, KS?
Home values in Finney County, KS are down 1.9% over the last year.
How much do you need to earn to buy a home in Finney County, KS?
A household needs about $50,541 a year to afford the typical home in Finney County, KS at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $70,195.