Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$185,797+7.2% YoY · prices are rising fast
Market right nowBalanced, leaning sellersFewer homes for sale than last year, 24% have cut their price
Income needed to buy, per year$40,277About 0.6× the local median income ($65,578): affordable for a typical household
Days on market58 daysSlower than a year ago: buyers have time to negotiate
The typical home in Atchison County, KS is worth $185,797, up 7.2% from a year ago. That is well above what local incomes have historically supported: fair value is about $151,138, so the area is 22.9% overvalued. It is a balanced market, leaning toward sellers: homes take about 58 days to sell, listings are down 7% from a year ago, 24% of listings have had a price cut. A household needs about $40,277 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $65,578. In the latest IRS figures, 22 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$185,797
Change in 1 year
+7.2%
Overvalued %
+22.9%
Show 6 more
Fair home value
$151,138
Change in 5 years
+38.2%
Home value to income
2.8×
Monthly mortgage payment (20% down)
$1,007
Income needed to afford it
$40,277
Property tax rate
1.32%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$961
Market activity
Listings vs a year ago
−6.7%
Days on market
58
Listings with a price cut
24.4%
Show 3 more
Homes for sale
42
Pending sales per 100 listings
36
Asking price per sq ft
$119
People and jobs
Median household income
$65,578
Population change (1 year)
+0.0%
Unemployment rate
4.6%
Show 4 more
Population
16,172
Income adjusted for cost of living
$76,342
Net moves in (IRS)
+22
Cost of living (US = 100)
85.9
Schools, risk and environment
School rating (1 to 10)
4.2
FEMA hazard risk score (0 to 100)
16.0
Flood risk score
21.7
Show 3 more
Wildfire risk score
72.7
Walkability (1 to 20)
6.2
Road, rail and air noise
50 dB
Questions people ask
Is Atchison County, KS overvalued?
Home prices in Atchison County, KS are well above what local incomes have historically supported: fair value is about $151,138, so the area is 22.9% overvalued.
Is Atchison County, KS a buyer's or seller's market?
Atchison County, KS is a balanced market, leaning toward sellers: homes take about 58 days to sell, listings are down 7% from a year ago, 24% of listings have had a price cut.
Are home prices going down in Atchison County, KS?
Home values in Atchison County, KS are up 7.2% over the last year.
How much do you need to earn to buy a home in Atchison County, KS?
A household needs about $40,277 a year to afford the typical home in Atchison County, KS at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $65,578.