Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$198,374+0.8% YoY · prices are rising
Market right nowBalanced, leaning sellersFewer homes for sale than last year, 22% have cut their price
Income needed to buy, per year$43,003About 0.7× the local median income ($62,514): affordable for a typical household
Days on market45 daysSlower than a year ago: buyers have time to negotiate
The typical home in Scott County, IN is worth $198,374, up 0.8% from a year ago. That is well above what local incomes have historically supported: fair value is about $167,877, so the area is 18.2% overvalued. It is a balanced market, leaning toward sellers: homes take about 45 days to sell, listings are down 16% from a year ago, 22% of listings have had a price cut. A household needs about $43,003 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $62,514. In the latest IRS figures, 80 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$198,374
Change in 1 year
+0.8%
Overvalued %
+18.2%
Show 6 more
Fair home value
$167,877
Change in 5 years
+25.8%
Home value to income
3.2×
Monthly mortgage payment (20% down)
$1,075
Income needed to afford it
$43,003
Property tax rate
0.65%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,047
Market activity
Listings vs a year ago
−16.2%
Days on market
45
Listings with a price cut
22.2%
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Homes for sale
67
Pending sales per 100 listings
51
Asking price per sq ft
$154
People and jobs
Median household income
$62,514
Population change (1 year)
+0.8%
Unemployment rate
3.3%
Show 4 more
Population
25,053
Income adjusted for cost of living
$70,478
Net moves in (IRS)
+80
Cost of living (US = 100)
88.7
Schools, risk and environment
School rating (1 to 10)
4.9
FEMA hazard risk score (0 to 100)
22.3
Flood risk score
23.9
Show 3 more
Wildfire risk score
6.1
Walkability (1 to 20)
5.2
Road, rail and air noise
53 dB
Questions people ask
Is Scott County, IN overvalued?
Home prices in Scott County, IN are well above what local incomes have historically supported: fair value is about $167,877, so the area is 18.2% overvalued.
Is Scott County, IN a buyer's or seller's market?
Scott County, IN is a balanced market, leaning toward sellers: homes take about 45 days to sell, listings are down 16% from a year ago, 22% of listings have had a price cut.
Are home prices going down in Scott County, IN?
Home values in Scott County, IN are up 0.8% over the last year.
How much do you need to earn to buy a home in Scott County, IN?
A household needs about $43,003 a year to afford the typical home in Scott County, IN at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $62,514.