Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$234,428+0.6% YoY · prices are rising
Market right nowBuyer's marketMore homes for sale than last year, 24% have cut their price
Income needed to buy, per year$50,819About 0.6× the local median income ($81,600): affordable for a typical household
Days on market51 daysSlower than a year ago: buyers have time to negotiate
Next 12 months+2.9%Zillow expects prices to rise slightly
The typical home in Posey County, IN is worth $234,428, up 0.6% from a year ago. That is well above what local incomes have historically supported: fair value is about $200,438, so the area is 17.0% overvalued. It is a buyer's market: homes take about 51 days to sell, listings are up 46% from a year ago, 24% of listings have had a price cut. Zillow expects prices to rise about 2.9% over the next year. A household needs about $50,819 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $81,600. In the latest IRS figures, 97 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$234,428
Change in 1 year
+0.6%
Overvalued %
+17.0%
Show 7 more
Fair home value
$200,438
Change in 5 years
+27.0%
Zillow forecast, next 12 months
+2.9%
Home value to income
2.9×
Monthly mortgage payment (20% down)
$1,270
Income needed to afford it
$50,819
Property tax rate
0.62%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,127
Market activity
Listings vs a year ago
+45.7%
Days on market
51
Listings with a price cut
24.1%
Show 3 more
Homes for sale
67
Pending sales per 100 listings
31
Asking price per sq ft
$141
People and jobs
Median household income
$81,600
Population change (1 year)
−0.3%
Unemployment rate
1.8%
Show 4 more
Population
24,988
Income adjusted for cost of living
$89,180
Net moves in (IRS)
+97
Cost of living (US = 100)
91.5
Schools, risk and environment
School rating (1 to 10)
7.3
FEMA hazard risk score (0 to 100)
46.3
Unhealthy air days a year
1
Show 4 more
Flood risk score
51.2
Wildfire risk score
3.6
Walkability (1 to 20)
5.5
Road, rail and air noise
53 dB
Questions people ask
Is Posey County, IN overvalued?
Home prices in Posey County, IN are well above what local incomes have historically supported: fair value is about $200,438, so the area is 17.0% overvalued.
Is Posey County, IN a buyer's or seller's market?
Posey County, IN is a buyer's market: homes take about 51 days to sell, listings are up 46% from a year ago, 24% of listings have had a price cut.
Are home prices going down in Posey County, IN?
Home values in Posey County, IN are up 0.6% over the last year. Zillow's forecast for the next 12 months is +2.9%.
How much do you need to earn to buy a home in Posey County, IN?
A household needs about $50,819 a year to afford the typical home in Posey County, IN at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $81,600.