Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$256,719+5.2% YoY · prices are rising fast
Market right nowBalanced, leaning sellersMore homes for sale than last year, 18% have cut their price
Income needed to buy, per year$55,651About 0.8× the local median income ($71,515): affordable for a typical household
Days on market49 daysSlower than a year ago: buyers have time to negotiate
The typical home in Decatur County, IN is worth $256,719, up 5.2% from a year ago. That is well above what local incomes have historically supported: fair value is about $214,034, so the area is 19.9% overvalued. It is a balanced market, leaning toward sellers: homes take about 49 days to sell, listings are up 17% from a year ago, 18% of listings have had a price cut. A household needs about $55,651 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $71,515. In the latest IRS figures, 73 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$256,719
Change in 1 year
+5.2%
Overvalued %
+19.9%
Show 6 more
Fair home value
$214,034
Change in 5 years
+29.9%
Home value to income
3.6×
Monthly mortgage payment (20% down)
$1,391
Income needed to afford it
$55,651
Property tax rate
0.62%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,112
Market activity
Listings vs a year ago
+17.0%
Days on market
49
Listings with a price cut
17.7%
Show 3 more
Homes for sale
62
Pending sales per 100 listings
42
Asking price per sq ft
$157
People and jobs
Median household income
$71,515
Population change (1 year)
+0.2%
Unemployment rate
2.6%
Show 4 more
Population
26,576
Income adjusted for cost of living
$80,626
Net moves in (IRS)
+73
Cost of living (US = 100)
88.7
Schools, risk and environment
School rating (1 to 10)
6.3
FEMA hazard risk score (0 to 100)
23.1
Flood risk score
36.5
Show 3 more
Wildfire risk score
6.8
Walkability (1 to 20)
6.0
Road, rail and air noise
54 dB
Questions people ask
Is Decatur County, IN overvalued?
Home prices in Decatur County, IN are well above what local incomes have historically supported: fair value is about $214,034, so the area is 19.9% overvalued.
Is Decatur County, IN a buyer's or seller's market?
Decatur County, IN is a balanced market, leaning toward sellers: homes take about 49 days to sell, listings are up 17% from a year ago, 18% of listings have had a price cut.
Are home prices going down in Decatur County, IN?
Home values in Decatur County, IN are up 5.2% over the last year.
How much do you need to earn to buy a home in Decatur County, IN?
A household needs about $55,651 a year to afford the typical home in Decatur County, IN at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $71,515.