Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$1,014,244+1.9% YoY · prices are rising
Market right nowBalanced, leaning buyersMore homes for sale than last year, 12% have cut their price
Income needed to buy, per year$219,867About 2.4× the local median income ($89,815): hard to afford
Days on market122 daysSlower than a year ago: buyers have time to negotiate
The typical home in Kauai County, HI is worth $1,014,244, up 1.9% from a year ago. That is well above what local incomes have historically supported: fair value is about $834,286, so the area is 21.6% overvalued. It is a balanced market, leaning toward buyers: homes take about 122 days to sell, listings are up 5% from a year ago, 12% of listings have had a price cut. A household needs about $219,867 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $89,815. Typical rent is $4,456 a month. In the latest IRS figures, 262 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$1,014,244
Change in 1 year
+1.9%
Overvalued %
+21.6%
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Fair home value
$834,286
Change in 5 years
+30.2%
Home value to income
11.3×
Monthly mortgage payment (20% down)
$5,497
Income needed to afford it
$219,867
Property tax rate
0.21%
Rent and investing
Typical rent
$4,456
Price-to-rent ratio
19.0×
HUD Fair Market Rent, 2 bedrooms
$2,105
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Gross rental yield
5.27%
Cap rate (estimate)
3.43%
Market activity
Listings vs a year ago
+5.3%
Days on market
122
Listings with a price cut
11.9%
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Homes for sale
356
Pending sales per 100 listings
16
Asking price per sq ft
$955
People and jobs
Median household income
$89,815
Population change (1 year)
−0.1%
Unemployment rate
3.9%
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Population
73,400
Income adjusted for cost of living
$84,413
Net moves in (IRS)
−262
Cost of living (US = 100)
106.4
Schools, risk and environment
School rating (1 to 10)
4.7
FEMA hazard risk score (0 to 100)
84.4
Unhealthy air days a year
0
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Flood risk score
90.6
Wildfire risk score
93.1
Walkability (1 to 20)
6.5
Road, rail and air noise
54 dB
Questions people ask
Is Kauai County, HI overvalued?
Home prices in Kauai County, HI are well above what local incomes have historically supported: fair value is about $834,286, so the area is 21.6% overvalued.
Is Kauai County, HI a buyer's or seller's market?
Kauai County, HI is a balanced market, leaning toward buyers: homes take about 122 days to sell, listings are up 5% from a year ago, 12% of listings have had a price cut.
Are home prices going down in Kauai County, HI?
Home values in Kauai County, HI are up 1.9% over the last year.
How much do you need to earn to buy a home in Kauai County, HI?
A household needs about $219,867 a year to afford the typical home in Kauai County, HI at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $89,815.