Data through September 2026 · updated 2026-11-08 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$135,846+7.0% YoY · prices are rising fast
Market right nowBalanced, leaning buyersMore homes for sale than last year, 16% have cut their price
Income needed to buy, per year$29,449About 0.6× the local median income ($49,955): affordable for a typical household
Days on market67 daysFaster than a year ago: sellers have the edge
The typical home in Sumter County, GA is worth $135,846, up 7.0% from a year ago. That is slightly below what local incomes have historically supported: fair value is about $140,903, so the area is 3.6% undervalued. It is a balanced market, leaning toward buyers: homes take about 67 days to sell, listings are up 20% from a year ago, 16% of listings have had a price cut. A household needs about $29,449 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $49,955. In the latest IRS figures, 131 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$135,846
Change in 1 year
+7.0%
Overvalued %
−3.6%
Show 6 more
Fair home value
$140,903
Change in 5 years
+29.1%
Home value to income
2.7×
Monthly mortgage payment (20% down)
$736
Income needed to afford it
$29,449
Property tax rate
1.25%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,139
Market activity
Listings vs a year ago
+20.0%
Days on market
67
Listings with a price cut
15.5%
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Homes for sale
78
Pending sales per 100 listings
19
Asking price per sq ft
$112
People and jobs
Median household income
$49,955
Population change (1 year)
−1.0%
Unemployment rate
4.7%
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Population
28,801
Income adjusted for cost of living
$57,420
Net moves in (IRS)
−131
Cost of living (US = 100)
87.0
Schools, risk and environment
School rating (1 to 10)
1.8
FEMA hazard risk score (0 to 100)
53.2
Unhealthy air days a year
0
Show 4 more
Flood risk score
53.5
Wildfire risk score
64.5
Walkability (1 to 20)
6.4
Road, rail and air noise
52 dB
Questions people ask
Is Sumter County, GA overvalued?
Home prices in Sumter County, GA are slightly below what local incomes have historically supported: fair value is about $140,903, so the area is 3.6% undervalued.
Is Sumter County, GA a buyer's or seller's market?
Sumter County, GA is a balanced market, leaning toward buyers: homes take about 67 days to sell, listings are up 20% from a year ago, 16% of listings have had a price cut.
Are home prices going down in Sumter County, GA?
Home values in Sumter County, GA are up 7.0% over the last year.
How much do you need to earn to buy a home in Sumter County, GA?
A household needs about $29,449 a year to afford the typical home in Sumter County, GA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $49,955.