Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$173,631+5.9% YoY · prices are rising fast
Market right nowBalanced marketMore homes for sale than last year, 10% have cut their price
Income needed to buy, per year$37,640About 0.7× the local median income ($54,914): affordable for a typical household
Days on market104 daysSlower than a year ago: buyers have time to negotiate
The typical home in Montgomery County, GA is worth $173,631, up 5.9% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $171,010, so the area is 1.5% overvalued. It is a balanced market: homes take about 104 days to sell, listings are up 5% from a year ago, 10% of listings have had a price cut. A household needs about $37,640 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $54,914. In the latest IRS figures, 62 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$173,631
Change in 1 year
+5.9%
Overvalued %
+1.5%
Show 6 more
Fair home value
$171,010
Change in 5 years
+18.6%
Home value to income
3.2×
Monthly mortgage payment (20% down)
$941
Income needed to afford it
$37,640
Property tax rate
1.04%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,002
Market activity
Listings vs a year ago
+5.0%
Days on market
104
Listings with a price cut
10.5%
Show 3 more
Homes for sale
21
Pending sales per 100 listings
19
Asking price per sq ft
$139
People and jobs
Median household income
$54,914
Population change (1 year)
+0.4%
Unemployment rate
7.5%
Show 4 more
Population
8,635
Income adjusted for cost of living
$63,120
Net moves in (IRS)
+62
Cost of living (US = 100)
87.0
Schools, risk and environment
School rating (1 to 10)
4.3
FEMA hazard risk score (0 to 100)
7.8
Flood risk score
14.8
Show 3 more
Wildfire risk score
37.1
Walkability (1 to 20)
5.5
Road, rail and air noise
54 dB
Questions people ask
Is Montgomery County, GA overvalued?
Home prices in Montgomery County, GA are slightly above what local incomes have historically supported: fair value is about $171,010, so the area is 1.5% overvalued.
Is Montgomery County, GA a buyer's or seller's market?
Montgomery County, GA is a balanced market: homes take about 104 days to sell, listings are up 5% from a year ago, 10% of listings have had a price cut.
Are home prices going down in Montgomery County, GA?
Home values in Montgomery County, GA are up 5.9% over the last year.
How much do you need to earn to buy a home in Montgomery County, GA?
A household needs about $37,640 a year to afford the typical home in Montgomery County, GA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $54,914.