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Liberty County, GA housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$247,145−0.5% YoY · prices are flat
Market right nowBuyer's marketMore homes for sale than last year, 22% have cut their price
Income needed to buy, per year$53,576About 0.9× the local median income ($62,123): affordable for a typical household
Days on market92 daysSlower than a year ago: buyers have time to negotiate
Next 12 months+2.2%Zillow expects prices to rise slightly

The typical home in Liberty County, GA is worth $247,145, down 0.5% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $231,489, so the area is 6.8% overvalued. It is a buyer's market: homes take about 92 days to sell, listings are up 11% from a year ago, 22% of listings have had a price cut. Zillow expects prices to rise about 2.2% over the next year. A household needs about $53,576 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $62,123. Typical rent is $1,742 a month, or $1,845 for a house. In the latest IRS figures, 254 more people moved out than in.

Home value over time

$0K$50K$100K$150K$200K$250K1990200020102020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$247,145
Change in 1 year−0.5%
Overvalued %+6.8%
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Fair home value$231,489
Change in 5 years+42.0%
Zillow forecast, next 12 months+2.2%
Home value to income4.0×
Monthly mortgage payment (20% down)$1,339
Income needed to afford it$53,576
Property tax rate1.04%

Rent and investing

Typical rent$1,742
Typical rent for houses$1,845
Price-to-rent ratio11.8×
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HUD Fair Market Rent, 2 bedrooms$1,396
Gross rental yield8.46%
Cap rate (estimate)5.50%

Market activity

Listings vs a year ago+11.0%
Days on market92
Listings with a price cut21.6%
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Homes for sale506
Pending sales per 100 listings31
Asking price per sq ft$156

People and jobs

Median household income$62,123
Population change (1 year)+1.1%
Unemployment rate7.9%
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Population70,313
Income adjusted for cost of living$66,159
Net moves in (IRS)−254
Cost of living (US = 100)93.9

Schools, risk and environment

School rating (1 to 10)4.3
FEMA hazard risk score (0 to 100)83.0
Flood risk score52.3
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Wildfire risk score76.1
Walkability (1 to 20)5.6
Road, rail and air noise53 dB

Questions people ask

Is Liberty County, GA overvalued?
Home prices in Liberty County, GA are slightly above what local incomes have historically supported: fair value is about $231,489, so the area is 6.8% overvalued.
Is Liberty County, GA a buyer's or seller's market?
Liberty County, GA is a buyer's market: homes take about 92 days to sell, listings are up 11% from a year ago, 22% of listings have had a price cut.
Are home prices going down in Liberty County, GA?
Home values in Liberty County, GA are down 0.5% over the last year. Zillow's forecast for the next 12 months is +2.2%.
How much do you need to earn to buy a home in Liberty County, GA?
A household needs about $53,576 a year to afford the typical home in Liberty County, GA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $62,123.

Nearby and similar counties

ZIP codes in Liberty County (open on the map)

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