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Irwin County, GA housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$153,871+5.1% YoY · prices are rising fast
Market right nowBuyer's marketMore homes for sale than last year, 38% have cut their price
Income needed to buy, per year$33,356About 0.6× the local median income ($54,271): affordable for a typical household
Days on market61 daysSlower than a year ago: buyers have time to negotiate

The typical home in Irwin County, GA is worth $153,871, up 5.1% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $148,153, so the area is 3.9% overvalued. It is a buyer's market: homes take about 61 days to sell, listings are up 31% from a year ago, 38% of listings have had a price cut. A household needs about $33,356 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $54,271. In the latest IRS figures, 60 more people moved in than out.

Home value over time

$0K$50K$100K$150K200020052010201520202025
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$153,871
Change in 1 year+5.1%
Overvalued %+3.9%
Show 6 more
Fair home value$148,153
Change in 5 years+18.7%
Home value to income2.8×
Monthly mortgage payment (20% down)$834
Income needed to afford it$33,356
Property tax rate1.07%

Rent and investing

HUD Fair Market Rent, 2 bedrooms$1,080

Market activity

Listings vs a year ago+30.8%
Days on market61
Listings with a price cut38.1%
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Homes for sale17
Pending sales per 100 listings18
Asking price per sq ft$112

People and jobs

Median household income$54,271
Population change (1 year)−1.5%
Unemployment rate4.0%
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Population9,020
Income adjusted for cost of living$62,380
Net moves in (IRS)+60
Cost of living (US = 100)87.0

Schools, risk and environment

School rating (1 to 10)6.5
FEMA hazard risk score (0 to 100)13.6
Flood risk score7.8
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Wildfire risk score23.3
Walkability (1 to 20)4.8
Road, rail and air noise54 dB

Questions people ask

Is Irwin County, GA overvalued?
Home prices in Irwin County, GA are slightly above what local incomes have historically supported: fair value is about $148,153, so the area is 3.9% overvalued.
Is Irwin County, GA a buyer's or seller's market?
Irwin County, GA is a buyer's market: homes take about 61 days to sell, listings are up 31% from a year ago, 38% of listings have had a price cut.
Are home prices going down in Irwin County, GA?
Home values in Irwin County, GA are up 5.1% over the last year.
How much do you need to earn to buy a home in Irwin County, GA?
A household needs about $33,356 a year to afford the typical home in Irwin County, GA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $54,271.

Nearby and similar counties

ZIP codes in Irwin County (open on the map)

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