Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$496,269+2.4% YoY · prices are rising
Market right nowBuyer's marketMore homes for sale than last year, 17% have cut their price
Income needed to buy, per year$107,581About 1.7× the local median income ($61,504): hard to afford
Days on market85 daysAbout the same pace as a year ago
The typical home in Fannin County, GA is worth $496,269, up 2.4% from a year ago. That is well above what local incomes have historically supported: fair value is about $437,734, so the area is 13.4% overvalued. It is a buyer's market: homes take about 85 days to sell, listings are up 11% from a year ago, 17% of listings have had a price cut. A household needs about $107,581 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $61,504. Typical rent is $1,825 a month. In the latest IRS figures, 451 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$496,269
Change in 1 year
+2.4%
Overvalued %
+13.4%
Show 6 more
Fair home value
$437,734
Change in 5 years
+11.2%
Home value to income
8.1×
Monthly mortgage payment (20% down)
$2,690
Income needed to afford it
$107,581
Property tax rate
0.33%
Rent and investing
Typical rent
$1,825
Price-to-rent ratio
22.7×
HUD Fair Market Rent, 2 bedrooms
$1,002
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Gross rental yield
4.41%
Cap rate (estimate)
2.87%
Market activity
Listings vs a year ago
+11.0%
Days on market
85
Listings with a price cut
17.1%
Show 3 more
Homes for sale
835
Pending sales per 100 listings
12
Asking price per sq ft
$326
People and jobs
Median household income
$61,504
Population change (1 year)
+0.6%
Unemployment rate
3.7%
Show 4 more
Population
26,111
Income adjusted for cost of living
$70,694
Net moves in (IRS)
+451
Cost of living (US = 100)
87.0
Schools, risk and environment
School rating (1 to 10)
6.6
FEMA hazard risk score (0 to 100)
56.5
Flood risk score
66.1
Show 3 more
Wildfire risk score
76.3
Walkability (1 to 20)
5.8
Road, rail and air noise
55 dB
Questions people ask
Is Fannin County, GA overvalued?
Home prices in Fannin County, GA are well above what local incomes have historically supported: fair value is about $437,734, so the area is 13.4% overvalued.
Is Fannin County, GA a buyer's or seller's market?
Fannin County, GA is a buyer's market: homes take about 85 days to sell, listings are up 11% from a year ago, 17% of listings have had a price cut.
Are home prices going down in Fannin County, GA?
Home values in Fannin County, GA are up 2.4% over the last year.
How much do you need to earn to buy a home in Fannin County, GA?
A household needs about $107,581 a year to afford the typical home in Fannin County, GA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $61,504.