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Clinch County, GA housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$124,928+11.7% YoY · prices are rising fast
Market right nowBuyer's marketMore homes for sale than last year, 29% have cut their price
Income needed to buy, per year$27,082About 0.5× the local median income ($50,547): affordable for a typical household
Days on market115 daysSlower than a year ago: buyers have time to negotiate

The typical home in Clinch County, GA is worth $124,928, up 11.7% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $122,830, so the area is 1.7% overvalued. It is a buyer's market: homes take about 115 days to sell, listings are up 18% from a year ago, 29% of listings have had a price cut. A household needs about $27,082 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $50,547. In the latest IRS figures, 8 more people moved out than in.

Home value over time

$0K$25K$50K$75K$100K$125K2010201520202025
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$124,928
Change in 1 year+11.7%
Overvalued %+1.7%
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Fair home value$122,830
Change in 5 years+17.3%
Home value to income2.5×
Monthly mortgage payment (20% down)$677
Income needed to afford it$27,082
Property tax rate1.30%

Rent and investing

HUD Fair Market Rent, 2 bedrooms$1,002

Market activity

Listings vs a year ago+18.2%
Days on market115
Listings with a price cut28.6%
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Homes for sale13
Pending sales per 100 listings8
Asking price per sq ft$118

People and jobs

Median household income$50,547
Population change (1 year)+0.2%
Unemployment rate2.1%
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Population6,847
Income adjusted for cost of living$58,100
Net moves in (IRS)−8
Cost of living (US = 100)87.0

Schools, risk and environment

School rating (1 to 10)5.7
FEMA hazard risk score (0 to 100)20.7
Flood risk score29.0
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Wildfire risk score54.2
Walkability (1 to 20)5.3
Road, rail and air noise54 dB

Questions people ask

Is Clinch County, GA overvalued?
Home prices in Clinch County, GA are slightly above what local incomes have historically supported: fair value is about $122,830, so the area is 1.7% overvalued.
Is Clinch County, GA a buyer's or seller's market?
Clinch County, GA is a buyer's market: homes take about 115 days to sell, listings are up 18% from a year ago, 29% of listings have had a price cut.
Are home prices going down in Clinch County, GA?
Home values in Clinch County, GA are up 11.7% over the last year.
How much do you need to earn to buy a home in Clinch County, GA?
A household needs about $27,082 a year to afford the typical home in Clinch County, GA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $50,547.

Nearby and similar counties

ZIP codes in Clinch County (open on the map)

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