Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$328,125−1.9% YoY · prices are falling
Market right nowBuyer's marketMore homes for sale than last year, 27% have cut their price
Income needed to buy, per year$71,131About 1.0× the local median income ($72,562): affordable for a typical household
Days on market79 daysAbout the same pace as a year ago
Next 12 months−1.7%Zillow expects prices to dip slightly
The typical home in Pasco County, FL is worth $328,125, down 1.9% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $311,987, so the area is 5.2% overvalued. It is a buyer's market: homes take about 79 days to sell, listings are up 4% from a year ago, 27% of listings have had a price cut. Zillow expects prices to fall about 1.7% over the next year. A household needs about $71,131 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $72,562. Typical rent is $1,985 a month, or $2,383 for a house. In the latest IRS figures, 18,430 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$328,125
Change in 1 year
−1.9%
Overvalued %
+5.2%
Show 7 more
Fair home value
$311,987
Change in 5 years
+13.8%
Zillow forecast, next 12 months
−1.7%
Home value to income
4.5×
Monthly mortgage payment (20% down)
$1,778
Income needed to afford it
$71,131
Property tax rate
0.73%
Rent and investing
Typical rent
$1,985
Typical rent for houses
$2,383
Price-to-rent ratio
13.8×
Show 3 more
HUD Fair Market Rent, 2 bedrooms
$1,917
Gross rental yield
7.26%
Cap rate (estimate)
4.72%
Market activity
Listings vs a year ago
+4.3%
Days on market
79
Listings with a price cut
27.1%
Show 3 more
Homes for sale
3,829
Pending sales per 100 listings
30
Asking price per sq ft
$198
People and jobs
Median household income
$72,562
Population change (1 year)
+2.8%
Unemployment rate
4.9%
Show 4 more
Population
674,516
Income adjusted for cost of living
$71,915
Net moves in (IRS)
+18,430
Cost of living (US = 100)
100.9
Schools, risk and environment
School rating (1 to 10)
5.7
FEMA hazard risk score (0 to 100)
96.0
Unhealthy air days a year
1
Show 4 more
Flood risk score
95.4
Wildfire risk score
95.4
Walkability (1 to 20)
8.7
Road, rail and air noise
55 dB
Questions people ask
Is Pasco County, FL overvalued?
Home prices in Pasco County, FL are slightly above what local incomes have historically supported: fair value is about $311,987, so the area is 5.2% overvalued.
Is Pasco County, FL a buyer's or seller's market?
Pasco County, FL is a buyer's market: homes take about 79 days to sell, listings are up 4% from a year ago, 27% of listings have had a price cut.
Are home prices going down in Pasco County, FL?
Home values in Pasco County, FL are down 1.9% over the last year. Zillow's forecast for the next 12 months is −1.7%.
How much do you need to earn to buy a home in Pasco County, FL?
A household needs about $71,131 a year to afford the typical home in Pasco County, FL at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $72,562.