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Levy County, FL housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$287,334−0.7% YoY · prices are falling
Market right nowBalanced, leaning buyersFewer homes for sale than last year, 19% have cut their price
Income needed to buy, per year$62,288About 1.1× the local median income ($54,617): a stretch for a typical household
Days on market101 daysFaster than a year ago: sellers have the edge
Next 12 months−1.2%Zillow expects prices to dip slightly

The typical home in Levy County, FL is worth $287,334, down 0.7% from a year ago. That is well above what local incomes have historically supported: fair value is about $250,483, so the area is 14.7% overvalued. It is a balanced market, leaning toward buyers: homes take about 101 days to sell, listings are down 10% from a year ago, 19% of listings have had a price cut. Zillow expects prices to fall about 1.2% over the next year. A household needs about $62,288 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $54,617. In the latest IRS figures, 1,068 more people moved in than out.

Home value over time

$0K$100K$200K$300K200020052010201520202025
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$287,334
Change in 1 year−0.7%
Overvalued %+14.7%
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Fair home value$250,483
Change in 5 years+22.7%
Zillow forecast, next 12 months−1.2%
Home value to income5.3×
Monthly mortgage payment (20% down)$1,557
Income needed to afford it$62,288
Property tax rate0.63%

Rent and investing

HUD Fair Market Rent, 2 bedrooms$954

Market activity

Listings vs a year ago−10.4%
Days on market101
Listings with a price cut19.0%
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Homes for sale240
Pending sales per 100 listings22
Asking price per sq ft$224

People and jobs

Median household income$54,617
Population change (1 year)+1.8%
Unemployment rate4.1%
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Population48,520
Income adjusted for cost of living$56,481
Net moves in (IRS)+1,068
Cost of living (US = 100)96.7

Schools, risk and environment

School rating (1 to 10)4.2
FEMA hazard risk score (0 to 100)66.1
Flood risk score72.6
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Wildfire risk score87.3
Walkability (1 to 20)5.2
Road, rail and air noise54 dB

Questions people ask

Is Levy County, FL overvalued?
Home prices in Levy County, FL are well above what local incomes have historically supported: fair value is about $250,483, so the area is 14.7% overvalued.
Is Levy County, FL a buyer's or seller's market?
Levy County, FL is a balanced market, leaning toward buyers: homes take about 101 days to sell, listings are down 10% from a year ago, 19% of listings have had a price cut.
Are home prices going down in Levy County, FL?
Home values in Levy County, FL are down 0.7% over the last year. Zillow's forecast for the next 12 months is −1.2%.
How much do you need to earn to buy a home in Levy County, FL?
A household needs about $62,288 a year to afford the typical home in Levy County, FL at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $54,617.

Nearby and similar counties

ZIP codes in Levy County (open on the map)

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